my story

You should discuss your situation with a counselor. Though he may not pay your creditors in one go, but he will be able to work out easy repayments at affordable interest rates. You will pay to the dmp company every month like you would have done in case you took out a loan. They will send your payments to all your creditors included in the plan.

It's rarely a good idea to borrow more money to pay off debts. It seems like a good idea, but a lot of the time it can snowball into a bigger problem.

I agree with Trenity that a debt consolidation program sounds like a good solution for your situation. That way you get what you want, only 1 payment a month, but you aren't incurring more debt with another loan.