hopeless

6 months ago, I did a mistake of buying a new car, of the amount of $17,000, with loan from americredit, hoping to pay the amount of $396 per month. I lost my job because of lay off, for 4 months, so couldn't pay the monthly payment. Today, March 26th, 2007, at 2 am bank towed my car away. I called the bank in the morning, and according to them, for repossesing the car, i need to give $2100 to them, and then the monthly payment. Or. They are going to sell my car, and the fee, since the car already has 13k miles on it, I believe the bill thats going to come to me is about $8k - $9k. Now this is where I am stuck, I ofcourse don't want the car back. Help me. It doesn't ends here though, I also have one more problem, my credit card bills, all total i have 7 credit card account, maxing all of them and totaling debt on the credit card is about $11,000. I Don't Know how to get rid of my debt, that is why I am asking help. Please help me, to get rid of my debt, before I get bankrupted.