This is how it all started

Thank you so much for posting your story.

I hope your health is back on track, that is the most important thing. As long as YOU are ok, everything else can and will be worked out.

Hang in there, it'll get better, I promise. we're here for you.

thanks for your comment finsfan i really appreicate it, because stress does cause or add on to your health problems but yes i'm doing good so far. it will be eight years with my new liver on april 15. and thanks everone for being here for me.

Congratulations! That's wonderful..Every day is one more day that we're closer to incredible medical breakthroughs.

Hi blinkyberry

Good to know that you are keeping well. When you are making the payments, are you checking if the company is posting it on your file? Be confirmed that the balance is going down.

The interests and fees are to be mentioned in the agreement copy. Go through it and dispute the inaccuracies.

blinkberry i like very much your story because is a
story of a girl so young that is a winner.
Life will be full of good surprises and happiness for you.i really love to read all your posts.

Blinkyberry,

Welcome to the forums :-) It sounds like you are trying to take care of your credit card debt. I understand about some not being so willing to work with you. I'm glad to hear that your health is improving also !

Good for you---you have taken the initiative and have resolved to try and take care of some of your debt. Do what you can, when you can. Your health is your number 1 priority (which I am sure you have been told numerous times). Worrying about money is never worth it---you go!

thank you all for your comments. how about i called one of the creditors who say i have a debt with them and told them to send me a copy to verify that i do indeed have debt with that credit card when i remember paying it in full i called them about a week ago and i still haven't received anything from them but they expected me to just pay them $450 over the phone i don't think so.

It really stinks when your debt was completely out of your control. Not like you planned to get sick.
Way to go getting everything under control and good luck with that new liver!

BLINKBERRY HAPPY BIRTHDAY!!!
I WISH MANY WONDERFUL THINGS FOR YOU AND YOUR FAMILY.
I WISH A GREAT LIFE FOR YOU AND MANY AND MANY YEARS
OF HAPPINESS AND SUCCESS FOR YOU.
MANY BLESSINGS FROM GOD.
YOU ARE A YOUNG AND WONDERFUL GIRL.
C-O-N-G-R-A-T-U-L-A-T-I-O-N-S!!!
H-A-P-P-Y B-I-R-T-H-D-A-Y!!!

Thanks for sharing your story. I have been in your shoes before, and I know how hard it is to get out of the pit. Mine got so bad, that I ended up declaring bankruptcy back in 04. Since then, I have learned my lesson and thankfully got a second chance. Now my credit is good (bankruptcy has been discharged) and I'm slowly re-establishing credit. I was able to put my house in my name in january of this year. All of it was a slow process to correct, and I know what mistakes not to make again.
Good luck to you!