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Paycheck Today

Date: Wed, 03/28/2007 - 21:14

Submitted by spanisheyes
on Wed, 03/28/2007 - 21:14

Posts: 313 Credits: [Donate]

Total Replies: 3


My husband is having trouble with the above payday company, we have successfully been able to get out of the pdl race but with this company after we revoke their ach they tried and took out of the cehking $390 I called the bank and they just revoke and refund the $390 today, now paychecktoday is contacting my husband at work, sending email (Mr. Lamarr) saying we only have 3 days to settle the debt for us to send $390 they have taken out a total of $550 for a $400 loan so we have paid off this loan, they are saying they are going to report him to credit bureu and to turn the account to a collection agency, can they do this? all the other pdl have accepted the letters and they have marked accts. paid in full and some have send a refund. Please advise. Thanks


Yes, they are MTE/Rio, they have taken $550 out for a $300 loan, When I sent them the letter telling them I had revokede their ACH, filed complaint with AG's office, BBB, they were supposely taken out $105/$50 on 3/23/07 instead they took out $390.00 (they already had received the letter and copies of complaints when I called the bank and raised cain, they agreed to investigate and they told me that I would be refunded in 7 to 10 days and I did on Tuesday!, then we got an email from them (Mr Lamarr) telling us that the payment for $390 had been returned and that they could mark the acct paid in full if we send them $390. In the meantime they were calling my husband at work and they told him "why did you stopped the payment" which he told them they had already been paid $550 and asked them what game were they paying trying to get the $390 from the bank? they hang up on him. When we asnwer the email and I told them I was going to complaint with the FBI and the BIA. We have not heard anymore from them. But I had a pdl with United Cash and 1 with 500Fastcash, 1 One Click Cash, and I also send tehm the revocation letter I been getting emails from the Compliance Dept. saying that I used a cut and paste letter and that they did not see any complaint about the way the had handled the contract and that I had 48 hrs to cancel the loan and that I was familiar with the way pdl worked since I was a repeated custome and they said tha every time they were going to debit my acct they always sent me a "Summary" (which they never did) and that they were going to enforce the contracts since apparently I am the one commiting fraud because I have done the same with few other lenders (all of them theirs) They also said that they were going to report to the Credit bureau and send us to a Collection Agency! I answered that they were not going to bleed anymore money out of me because we had paid them off on all accts. and that if they wanted they could keep all the money they are suppose to refund us and to make sure the send us a "Paid In FullLetter" Boy, was I ever stupid to get involved with these SHARKS!


lrhall41

Submitted by spanisheyes on Thu, 03/29/2007 - 23:24

( Posts: 313 | Credits: )