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Thank you guys!

Date: Thu, 03/29/2007 - 00:58

Submitted by michikade
on Thu, 03/29/2007 - 00:58

Posts: 20 Credits: [Donate]

Total Replies: 11


Quote:
***THIS IS NOT AN ATTEMPT TO COLLECT A DEBT.***

PayDay Select is sorry you are unsatisfied with its service. We will consider your loan paid in full.

On 3/19/07 we received an email in which you informed us that you were not happy with our services. Your account was then temporarily placed in a special status that would allow for the loan to be forgiven. We apologize for the confusion, as this is currently a system limitation. You may contact our Customer Support department should you have any further question or concerns.

Thank You,
PayDay Select Customer Support Team
support(at)paydayselect.com
paydayselect.com

866.554.5762
866.554.5764 - FAX

Business Hours:
Monday - Friday 7AM - 10PM CST
Saturday 9AM - 8PM CST
Sunday CLOSED


I'm a lurker on this forum mostly, but I found a semi-form letter and, after doing a vast amount of math, I found that I had paid in waaaaaaaaaaaay too much to Payday Select so I sent them the letter and asked them to revoke the loan.

(So I don't get any snark from the wee guesties, I had paid over $1100 towards a $500 loan (I had a few loan increases in there too, but still not enough to justify that much spent))

That is a burden lifted off my shoulders that was there every 2 weeks since last April. I made 23 biweekly payments. And now its gone.

My payoff for my CashNetUSA is Friday after next (April 6th), then that one will be gone too. So all I'll have left is one from Payday OK that can be gone in about a month or maybe two.

Thank you guys for your suggestions and support. I may not be the most active member of this forum but I want you all to know that you have really helped me change my life for the better. Once I'm out of PDL hell I can finally save money to get back into college and really turn my life around. I'm sick of having to work two jobs just to make ends meet (mostly due to the PDLs).

You guys have really, truly changed my life.


Awe, thanks, How much did you pay payday ok already? There have been folks get paid in full or refunds from them too. Have you over paid them? You can google them and find out what others have done with them.
Congrats on going back to school that is awesome, hope your future is a bright one.


lrhall41

Submitted by fedupinpa on Thu, 03/29/2007 - 03:20

( Posts: 1511 | Credits: )


Oh, I'm not worried about Payday OK at this point. I've only paid a bit towards them and their interest rate is managable. I'm just glad the one I have left is reasonable - not one of the ones with no papertrail or one that harasses people.

And besides, I haven't paid over the amound of the original principle yet, so I have no justification in asking for a PIF.


lrhall41

Submitted by on Thu, 03/29/2007 - 03:43

( Posts: | Credits: )


Ok, looks like you are on the right path. Make sure you keep copies of the letters that these accounts are paid in full, there has been recent posts from spanisheyes that after the fact, months later, they come back and say you owe. This will be your proof that it was paid off. Have a great day.


lrhall41

Submitted by fedupinpa on Thu, 03/29/2007 - 03:51

( Posts: 1511 | Credits: )


Thanks for your words and your suggestion. I have it archived in my GMail so I can always call it up in the search. I don't delete any emails other than spam.

Again, I appreciate everyone on the boards. Reading this forum has helped me open my eyes and see that I should not have to be wallowing in debt.


lrhall41

Submitted by michikade on Thu, 03/29/2007 - 03:57

( Posts: 20 | Credits: )