logo

Debtconsolidationcare.com - the USA consumer forum

Forums
  • Latest topic

My turn...

Date: Sat, 03/31/2007 - 21:20

Submitted by skippi
on Sat, 03/31/2007 - 21:20

Posts: 81 Credits: [Donate]

Total Replies: 5


(I'm not sure if there showed up earlier so please forgive me)Where do I begin? My husband had major brain surgery after years of testing. So I was taking care of him and my Mom was also sick and I was taking care of her. I needed time for me so I found online g @m bling--started off ok, I would win here and there and somehow one day I was using the money in our savings account and next thing I knew I took out a 10k loan on my own without telling my husband! I don't do the g @ mbling online anymore--I stopped. It was just a way to take me away from what was going on. Well, 6 months after my husband's surgery my Mom died, who happened to be my best friend also. I am still having a hard time with that and it's been almost 2 years. Anyway, when my Mom died I had a nervous breakdown and took overdose day of her funeral and ended up in a position I like to call "the other world" Never again!!!! During this time I took out pdls' online--NEVER AGAIN!!! They killed my bank accounts and my banks closed them--which at the time scared the hell out of me, but looking back it was the best thing to happen. I started getting calls at work and I actually worked out deals with them to pay them back. It took me months but they actually did what I setup and I did what I setup with them so I guess I was one of the lucky ones and I evend dealt with click4cash, ameriloan, and fastcash500 (sp)! I made my moneygram payments on the exact days I said I would and by the Grace of God I don't have them anymore. I even worked a 2nd job to take care of them. I thought my husband would leave me for what I had done, but God love him, he stuck by me even after I spent the money in our savings. Sorry-digressing again, what I am getting at is please, no matter how bleak it looks, there is a light at the end of the tunnel. I was threatened by being told I'd lose my job, get arrested for bad checks--the whole spiel, but for some reason, I knew that wouldn't happen. Maybe I actually got good people who worked with me--I dont' know. All I know is that I will never, ever get into that situation again. Here I am a year and 1/2 later living proof that I was able to get through the worst time in my life, financially and physically and mentally. So Please all of you, don't let them bully you, you tell them what YOU can pay and if you make an arrangement with someone, please try to stick to it--you will find the light at the end of the tunnel. There is life after PDL'S!!! Thank you so much for listening to me--I wish I had found you back when this had first occurred instead of doing it all on my own. God Bless all of you!!!! (((HUGS)))


Thank you, it's been a hard road to travel. Some days harder than others. But during this time I found out who real friends are, and discovered I have no other family than my husband and inlaws--and I love all of them with all my heart!! I hope somehow this might help someone else. (Please moderators delete my other post with this same msg)


lrhall41

Submitted by skippi on Sat, 03/31/2007 - 21:44

( Posts: 81 | Credits: )


Your story is one of steadfast courage. You saw your situation, knew it had to be corrected and bravely stuck it out. Thank you for sharing your story, it will know doubt help in inspiring others.

I am sorry you went through such a rough time after your mother passed away, but we have a loving God who takes care of those who cannot always take care of themselves.

God Bless You!


lrhall41

Submitted by Lorri on Sat, 03/31/2007 - 22:02

( Posts: 1721 | Credits: )


Thank you Lorri. I thank God everyday for giving me the strength to get through the past 1 1/2. People would say well just pay it off--a lot easier said than done at times. By the time I paid off the pdl's I had paid them over $2500!!! I was scared when they threatened me, but I stuck to my guns and said you get what I can give you on the days I told you I would! Some were nasty and a few were very nice--one person even called me when they received my payments to thank me! Now why can't they all be like that?


lrhall41

Submitted by skippi on Mon, 04/02/2007 - 18:14

( Posts: 81 | Credits: )


Skippi,
Thank you for sharing your story. It gives me hope that if I do stick with the plan hubby and I have we will make it through just like you did.

Sorry to hear of your mother's passing. I also had a hard time with the death of my mother. And it took the breakdown I had for me to step back and see the person I was becoming, I didn't like it and I got some grief counsling. That worked, I cried alot, I still do. But I am much better from it. and it's been 5 years since her passing. But just like you she was my best friend and thats a hard thing to take.
Remember she may be gone from this earth but she will never be gone from your heart!!
Sending prayers your way!!! God bless you!!!


lrhall41

Submitted by puddlejmpr on Mon, 04/02/2007 - 18:35

( Posts: 1634 | Credits: )