will u consider me even though i have bad credit?

Shannon, we're not a loan company, so it doesn't matter if you're credit is bad or not. This is a forum that offers advice and support for people trying to get out of debt.

Are you looking to consolidate your debts? The dmp company will try to improve your credit by putting you in a repayment plan with your creditors. Once you have your debts paid with the creditors, they will report them to the bureaus and your scores will start to improve. Most people with bad credit consider this program because they want an affordable and one payment to pay all their creditors. Speak with a consultant for your options. He will be discussing one of the following in the page below

http://www.debtconsolidationcare.com/debt-solution.html

Just because you have had problems in the past that does not make you a bad person. You can also repair your credit in 1 year or less by taking a secured loan or card and paying it a couple of days early, and by challenging things on you credit reports a couple at a time. You can hire a company like Lexington law that will do it for you or you can do it youself. Many companies do not respond to challenges for one reason or another. My credit score is in lower then the bottom of dry well in death valley but I am determined to buy a another home within a year. There are many people on this forum that are here to help you. You have come to the right place.