Can they do this? / Have they done this?
Date: Tue, 04/10/2007 - 08:07
Have any of you had a new account that you opened debited by them? And CAN THEY REALLY DO THIS?
What should I do? I would hate to wake-up one day, check my account, and see that they have somehow gotten into my new account....
If you want to play it safe, just go to your bank and put a bloc
If you want to play it safe, just go to your bank and put a block on this company. Just pay the fee for the block. I guess it is a small price to pay for your sanity waiting for them to hit your new account one day.
I am just concerned because they go under a million different na
I am just concerned because they go under a million different names -- this doesn't seem like it can be legal -- and how can they debit accounts if they do not have my account number?
Or block all ACH from your account unless you have monthly bills
Or block all ACH from your account unless you have monthly bills taken out...
Technically, they can't. I guess, though, by that little sneaky
Technically, they can't. I guess, though, by that little sneaky thing, it allows them to hit any account they might find via a skip trace or any other means they use.
Apparently these companies can do searches by SSN of accounts in
Apparently these companies can do searches by SSN of accounts in your name. Just find out if its legal in your state. Is this one of the companies that you've paid more than the legal amount allowed in your state?
[quote]Apparently these companies can do searches by SSN of acco
[quote]Apparently these companies can do searches by SSN of accounts in your name. Just find out if its legal in your state. Is this one of the companies that you've paid more than the legal amount allowed in your state? [quote]
My bank told me they can attempt by using your social security n
My bank told me they can attempt by using your social security number. I'm lucky enough that my bank doesn't allow this, although they said some banks do, I would check with them.
I am going to check with my bank about that one --
I am going to check with my bank about that one --
Quote:Apparently these companies can do searches by SSN of accou
Quote:
Apparently these companies can do searches by SSN of accounts in your name. Just find out if its legal in your state. Is this one of the companies that you've paid more than the legal amount allowed in your state? |
Yes, I paid them more than the legal amount.
Okay, I just checked, and no my bank will not allow someone to A
Okay, I just checked, and no my bank will not allow someone to ACH my account with a SSN -- they must have the routing number and the actual account number.
I think that even if it DID happen, you could dispute it with th
I think that even if it DID happen, you could dispute it with the bank and get the money refunded. I think there would be very few banks that would give someone else your account info without a court order. I worked in 2 banks before and we would NEVER give info out to anyone but the account holder.
I would begin to file complaints if you haven't already. Keep t
I would begin to file complaints if you haven't already. Keep track of everything. Being that you've paid them enough, I don't know if they'll even do that....but thats thinking that they are semi-decent...to say the least.
Sara,everyone here has given great advice. I would add this: The
Sara,everyone here has given great advice. I would add this: They stuck that in your document to get you to agree to it under contract law. Since you as one of the parties do not agree to this contract provision,simply send them a written notice that this provision is breeched and you no longer agree to it. Ensure you have proof that they receive it. After that letter and the above mentioned advice,they should be boxed in a corner where they can't legally touch your funds.
