Best way to handle Credit Score/Bills
Date: Tue, 04/17/2007 - 15:46
I am in a financial mess for the next 45-60 days.. I have Payday loans (storefront) and have not defaulted or been late on any Credit card. I have mad sure all car payments have made it before the 30 day mark. And my Credit scores are still terrible.. ( I guess to high of balances).
I plan on paying EVERYTHING off including my car in 60 days when I get my money..
Here is my question I know if I pull back and do not make CC payments for 30 days it will affect my credit even more.. BUT if I come back in 45 days and pay them off will it improve my credit score or is the damage already done?
I plan on paying EVERYTHING off including my car in 60 days when I get my money..
Here is my question I know if I pull back and do not make CC payments for 30 days it will affect my credit even more.. BUT if I come back in 45 days and pay them off will it improve my credit score or is the damage already done?
I think that's a yes and no. Your debt to income ratio will imp
I think that's a yes and no. Your debt to income ratio will improve greatly, thus increasing your credit score, but the late pays will bring it down some, and will not look good to potential creditors.
Thanks I will just have to find a way to make the min for one mo
Thanks I will just have to find a way to make the min for one more month...
I figured as much just needed confirmation.. :-)
