Retailers National Bank - Appeared on my credit report?

Hi Susan

Welcome to the forums. Please try the following address to get in touch with Retailers (Target Visa) National Bank

Target National Bank
C/o Special Credit Services
Mail Stop 4A-A
P.O. Box 1331
Minneapolis, Minnesota 55440-1331

Regards
Roxette

I am looking for a phone # for
retailers national bank
po box 673
minneapolis MN 55440-0673
This has showed up on my credit report but I do not have any idea about them & the account listed is for. I am trying to get in touch with them to close the account. Thanks

Hi Mary



You can contact them at the following number

Telephone: (800) 659-2396
Fax: (612) 307-6786

Regards
Roxette

Retailers National Bank has appeared on my Credit Report but I have not applied for Credit. Do you know who they are and why they would be looking into my credit history? Also, do you have a number where I might be able to contact them (Minneapolis based).

Thanks,

Rachel

RachelK, read the post done by Roxette above. It tells all the contact info of Retailers National Bank

Target National Bank has appeared on my credit report and I need a phone number to contact them

They are the bank for "target, mervyns, marshall" if you had any of these credit cards then they are the bank for them. you could call the 605-323-2000 and speak with whom ever picks up the line and they can direct you accordingly.

Unfortunately cease and desist letters don`t apply to the original creditor. It only applies to a 3rd party collector. You will need to wait till Target sends account to a collection agency and then send a cease and desist letter . Be aware though that by sending a cease and desist letter to some collectors that will tick them off and sometimes trigger a law suit because you gave them no way of communication to collect on the debt.

darn it , it just realized i responded to a old topic.

Mobile - the best way to avoid answering old topics is to only answer those that come up when you click on "posts since last visit" or the most recent that show up under "unanswered posts".

However, sometimes the "unanswered posts" also contain duplicate postings from new members or guests, so to avoid answering something that's been posted more than once, check the number of posts under the poster's name when you open the unanswered post - if it's more than one, you might want to check their other posts to be sure you're not providing an answer to something that has already been posted and answered.

Hope that helps!

I just pulled my equifax report only to see TNB as an open account. This account was opened 1998 with a 200.00 credit limit. I closed the account in 2004 paying it completely off. I can't seem to get them to stop reporting on this account. because there is no balance due and 0 payments made it effects my credit negatively. How can I get this off my report. Thank you for your help.

Have you tried disputing it with Equifax?

How is it negatively impacting your credit?

When you close an account it's still going to be reported on your credit report for a minimum 7-10 years. There is no way to get it of your report. If the balance on the account is zero it's impossible for it to be negatively impacting your credit report.

I need to send this copy to TNB but I need an address. Can you help me out?

What is the best way to dispute the very very old retailers bank form my credit? please help me now. I am trying to get a hold of the peoples from the retailers about my previous collection, and they sold my case to another collection and so on, so what should I do? :(

I need an email address to contact Target National Bank Credit Divsion.

Struggling with RNB, Retailers National Bank (or is it now Target National Bank?). Had an account that was charged off with them approximately 7-8 years ago, settled the account, problem solved.

Problem is, not only is RNB continuing to report the account negatively, they have also periodically updated the status of the account, which as far as I can tell updates the date of the status. I can't understand it. I've disputed the account several times but no luck.

Suggestions?

A charged off account will continue to report negatively although the balance should be zero'd out. It should drop off 7.5 years after the settlement.

How much information do you have about Credit Protection? ie., the insurance you buy in the event you lose your job they pay the bill?

They said that is normal.. "all CC companies check"... I told them to cancel the unactivated card