How Do I Get Confirmation of a debt?
Date: Sun, 04/22/2007 - 23:26
I have some credit cards in collections. My parents have offered to help me pay them off, but only if I can provide them written statements for the debt. I no longer recieve statements from the original creditors, and I rarely recieve collection letters, just phone calls. I don't want to answer the calls because I suspect that some of them are for other debts that my parents are not helping me with. How do I find out who no owns my debt and how do I get them to send me a letter stating the amount I need to pay to pay off the debts?
Checking your credit report is where I'd start. Send debt valid
Checking your credit report is where I'd start. Send debt validation letters to each creditor/collection agency currently reporting on your CR. Send the letters return receipt.
