looking for a better interest rate to pay my bills
Date: Mon, 04/23/2007 - 11:20
My story is that when i was about 18 i got a Target Visa
with a really high credit limit and was really irresponsible with it. Ive been trying to dig myself out of this hole im in for a couple years now but feel like i am not moving anywhere. If i can get a better interest rate and all my bills into one that would help out a lot. I look forward to speaking to someone and figuring out what can help me get to where i wanna be financially.
with a really high credit limit and was really irresponsible with it. Ive been trying to dig myself out of this hole im in for a couple years now but feel like i am not moving anywhere. If i can get a better interest rate and all my bills into one that would help out a lot. I look forward to speaking to someone and figuring out what can help me get to where i wanna be financially.
Usually, the consolidation program allows you lower interest rat
Usually, the consolidation program allows you lower interest rates to pay the debts. How long have you been in default? If you have a big total, maybe you can consider a debt settlement. The counselor will negotiate the total balance with your creditors and reduce it by 40% to 60%. Speak with the counselor and work out on different options before finalizing the plan.
debt settlement
Even with this kind of settlement, are you not liable for the write off in some way, be it credit report or even court?
Yes, the amount settled will be treated as an income to the IRS
Yes, the amount settled will be treated as an income to the IRS and taxes have to be filed on the amount settled more than $600.
