How to stop money going out of my account?

Help I’m not sure if this message is getting across because I haven’t had a response yet. But here goes again I along with 15 other people were laid off from work last year before Christmas, it took me 3 months to find another job but in the meantime I did the payday loan thing in order to get by. I now have three outstanding payday loans and I can’t get out of the hole I’m in my other bills are falling behind because as soon as my check is deposited they take it. I did go on your site and Consumer credit counseling of America contacted me, the gentlemen I spoke to said that he didn’t think they could help me with payday loans since they were over the Internet. Does anybody have any idea what I can do to stop these from coming out of my checking without closing my account? Please any help would be gratefully appreciated.