cease and decist letter
Date: Wed, 04/25/2007 - 08:42
Cease
You have to mail them certified return receipt. If it is only a PO Box than just certified. This gives you proof. Faxes will go right into the floor file. They can't be proven as received by anyone.
Sending the via certified mail, return reciept requested is the
Sending the via certified mail, return reciept requested is the best way to have proof. I do not believe that these apply to the original creditor, I think it only applies to a third party collector.
Per the fdcpa, a CND letter applies to the original creditor onl
Per the fdcpa, a CND letter applies to the original creditor only if the collecting entity presents themselves in a manner that leads the consumer to believe it is in actuality a 3rd party. State laws may apply to original creditors (for example, in California). If are dealing with a bonafide collection agency, and you have proof of delivery, and the calls persist, then look for an attorney on naca.net.
