Payday Select

They may still try to debit your account. They only way to be sure they won't is closing the account, or blocking all ach transactions. But even with the ach block they could still run a check through.

I though payday select and payday ok were the same company. I may be wrong, but I think I remember reading that in one of the threads here . . . . I just looked up the addresses on the BBB and they both have an address in Rudisio, NM . . .

It is the norm to have you account showing as past due after you default.

I think they are the same company. I received an email stating my Payday OK account had been marked PIF, it had all of my account information I had sent them in a previous email, but it came from Payday Select.

I have never defaulted on any of my loans, which is why I was asking if its normal for them to mark the account Past Due so they don't debit. Both of the payments are due on Monday for these companies (Payday OK & Payday Select).

I am going to the bank today to block both of these IPDL companies from pulling money out of my account. Unfortunately, I can't close it due to my husband getting paid on Monday and I get paid tomorrow. I would end up going negative and owing more money to the bank if they accept the payments. Then there is dealing with my husbands company to get his money if I close the account...

Can you block all ach transactions then? Just blocking a specific transaction doesn't work most of the time. They will debit for a different amount, or under a different company name.

Congrats again on the PIF!

I've never heard of them marking an account past due to stop the debits. I'm not sure what that's about, but since they have marked you PIF I wouldn't worry about it. Payday select will hopefully come around soon too! They may just be marking it past due becuase you are disputing it. It is probably just some internal stuff.

I just sent this email to Payday Select. Do you think its too much? And do you think a week is a reasonable amount of time to get a check in the mail and to my address?

If by the grace of God you do get a refund check from them...DO NOT DEPOSIT IT into your banking account...pay the fee and have a check cashing place do it...this is for your protection

I think that is fine. And yes Payday OK and Payday Select are the same companies. I am waiting on a response from Payday Select regarding my attorney general complaint.

PayDay OK Special Handling Team,

I took out the personal information in your post . . . I hope you don't mind.

No, Thank you! I appreciate it. I didn't think about taking all that out, just my address!

Payday Select is now PIF and I will be receiving a check. I settled for $500 just to be done with them. Thank you, thank you, thank you. I don't know how many times I can say that to ya'll. I just posted another Success Story with EZ Pay Day Cash. THANK YOU!!!!

Congrats! its a good feeling when one is off your back isnt it??

Absolutely! I just want to yell it to the world but I'm at work and don't think they would appreciate that. Lol