Letter to AG Office

I wouldn't say that--it sounds like they have to make certain moves to play the game. Keep us posted.

KS, You are exactly right. It has to go thru the right channels. This person is probably in a state where payday lending is legal. That makes it hard for the Attorney Generals to do anything. It does sound by the letter that they are going to try. When the laws of a state dont help the consumer its very SAD. KYSIDE38

This sounds like a standard response. I have gotten similar letters from my AG's office. I believe it's kind of an update type of thing. It sounds like they are trying to mediate a resolution right now. You have to remember some of these things take time. I've had some go rather quickly and some that take a few months. I've mainly gotten good help from my AG's office. You may also want to file a complaint with your division of financial institutions.

Which state's AG sent this response?

indiana

if this is one of their first steps or a standard letter; what comes next?
ive already paid $590 to GFSIL, if I dont pay them another $300 on my payday Monday he told me he will put me on autodial to where my office gets called every hour...if that happens im fired...i basically have until monday to hope some miracle comes through or i will have to pay...i dont see many other options...any advice?

Oh you poor poor person! i too fought the battle with GFSIL...They harrassed the hel_L out of me at work and home and cell....non stop until they got my complaint from the AG and I have not heard from them since...I went to my boss and explained to him the situation maybe you can do the same? Do you work in an office where you answer the phones??

no we have an administrative line...it usually rings to the executive assistant but if hes not avail the office mgr can pick up or even the csr(who are a lower level than i am so that could cause some embarassment). What I dont understand is why your AG's letter worked and mine didnt. I dont see how the hell he can say they are doing nothing illegal!

I never got that letter you received from them...Maybe its the manner in which we filed our complaints or maybe its the wording? I am not sure...Let me ask you this...is GFSIL harrassing you right now? Because they wouldn't even give me the opportunity to come up with money(even though i way overpaid them and was not going to give them another dime anyway)

so I just got off the phone with my 'mediatior...'he says there is nothing he can do and i have to contact the ftc...couldnt get much worse news

your mediator?

Yeah, the mediator is the person who handles complaints for the AG's office. As of right now they are not calling, of course that is because I told them I would make a payment on Monday just to get them off my back and stop my work calls for the time being. I'm was hoping to have something done by then but the AG referred me to the FTC and the FTC referred me back to the AG. I'm quite surprised because I've read so many good things about what other's states or the government have done. All I got was basically what I get from any other dealings with state/federal offices: Slow, non-caring, and really ends up doing nothing.

The mediator however did tell me that they are not licensed in my state and that if I filed a suit, I would definetly win. He also informed me that as of 7/1/07, there will be a new law that takes affect that restricts the guidelines on PDL's.

Onionbanjo - I know you are in a difficult situation - Here is an idea - Tell your coworkers and such that your identity has been stolen by some criminal and he took out some shady payday loans in your name. Now the company is coming after you for money, and they won't show any proof that it was you, and won't leave you alone. That way it at least warns all your coworkers of the possible calls, and makes it look like you are an innocent victim of id theft. I'm not advocating lying, but these companies don't play fair and it sucks to have your job put in jeopardy because of something like this.

I think what goudah said is a really good idea. GFSIL will tell whatever lies they want to whoever they want and if you use this story it may cause you a lot less embarassment.I am sorry that you are going through this.