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Payday Select Offering $500 settlement

Date: Wed, 05/02/2007 - 09:07

Submitted by wellsfamily1604
on Wed, 05/02/2007 - 09:07

Posts: 39 Credits: [Donate]

Total Replies: 6


Okay, so I have gone back and forth with Payday Select, they owe me about $2000 from overcharging. The first offer was for $250, I told them I would settle for $1000, they just emailed me today and said that they would settle for $500, but they are unable to settle for $100 at this time. I have two questions:

1. Has anyone ever received a refund from these people? And if so, how much was it and how much did they actually owe you?

2. Should I just accept the $500 and move on or should I fight for half?

I'm just afraid that if by chance, they do give me a refund, if I tell them no to the $500, they won't give me anything.

Thanks!
Sarah


I have a defaulted loan with them and have not heard from them for a month or so. Was it your experience that they disappear for a while and then return?


lrhall41

Submitted by Frogpatch on Wed, 05/02/2007 - 09:25

( Posts: 5381 | Credits: )


I have not heard a word from them in a long time either. I did not pay them on the 20th like I told them I would and I filed a complaint with the AG. I am hoping that they mark me PIF like Payday OK did.wellsfamily, I am not sure what you should do. I am sure someone will come along soon and give you some good advice.


lrhall41

Submitted by Sassnlucy on Wed, 05/02/2007 - 09:38

( Posts: 2698 | Credits: )


Actually, I told them last Tuesday (or Monday...) I wasn't going to pay them, that they overcharged me and that I want a refund. I contacted both Payday Select and Payday OK on the same day. Payday OK was the first to respond telling me my account was marked PIF (I didn't request a refund since I was overcharged by about $30). Payday Select responded after I sent 4 emails in 2 days. They said they were looking at my account then replied on Thursday with the $250. Then I told them no and listed in detail how much I overpaid on Friday. No word so I emailed them yesterday again and they responded back this morning with the $500.

Have any of ya'll received a refund from Payday OK? From what I was told, they are the same company!


lrhall41

Submitted by wellsfamily1604 on Wed, 05/02/2007 - 10:30

( Posts: 39 | Credits: )


Okay, so I decided not to take the $500 that a $1000 is a great settlement for both parties (its less than half of what they owe). So here is my response:


lrhall41

Submitted by wellsfamily1604 on Wed, 05/02/2007 - 11:16

( Posts: 39 | Credits: )