Loan Point USA debiting money. Should I file a complaint with AG?

zarah, your bank account is being debited by Check Recovery? Is that what you're saying? Do you have any pay day loans out? If you can give a little more information, we can help you here! :D

This is the company who has been hasseling me about payments. Thank you for the information.

michael, glad we could be of help! :wink:

could anyone give me a contact number for this Geneva or Loanpoint

could anyone give me a contact number for this Geneva or Loanpoint

I found them on the utah website. See below

LOANPOINTUSA UT, LLC Limited Liability Company Salt Lake City Expired
Business Name: LOANPOINTUSA UT, LLC
Entity Number: 6330758-0160
Registration Date: 09/18/2006
State of Origin:

Address
136 E SOUTH TEMPLE, STE 2100
Salt Lake City, UT 84111

Status
Status: Expired
Status Description: Failure to File Renewal
This Status Date: 01/16/2008
Last Renewed: N/A
License Type: LLC - Domestic
Delinquent Date: 09/18/2007

Registered Agent
Registered Agent: CT CORPORATION SYSTEM
[Search BES] [Search RPS]
Address Line 1: 136 E SOUTH TEMPLE, STE 2100
Address Line 2:
City: Salt Lake City
State: UT
Zip: 84111

Additional Information
NAICS Code: 9999
NAICS Title: 9999-Nonclassifiable Establishment

I was doing some research on Mark E curry do you know that he is in the real estate market also?

I was doing some research on Mark E curry do you know that he is in the real estate market also?

These companies are all owned by the same people. Mark Curry and Also a William Dugan. I did ALOT of research and these guys also give campaign money to Lobbyists, most likely to stop PDL reform. The West Virgina Attorney General hit them in September and got them to settle for their illegal actions..HURRAY!

Keep plugging at the AG in Florida, where they are now registered. PLUS no matter where you are, stealing from your bank account with out prior consent is ILLEGAL and you can sue for damages.

These people are scum of the earth.

You will more than likely have to close your bank account and open a new one. I filed fraud against GRC charges through my bank, and that is one of the requirements. Good luck to you!

can someone give me a call about this loan that i know i did not sign for but i dont have a number on you all to call or an email but i'm pretty sure that it is paid off by now it was 500.00 and you all have taken 1200.00 out of my account already so can someone please call me at 773-908-5202.

thanks in advance
carla mcnary

This company showed up on a checking account that I just opened a month prior. 400 taken out of my account never had a pay day loan linked to the checking account. funny!! I have to dispute with the bank and 800# provided waiting on answer from both. ......

Geneva Roth Ventures
P.O. Box 148
Shawnee Mission, KS 66201
800-351-8820 ext. 247
The ext. is for Trent Bradley Director of Fraud and Compliance
913-825-1200 (direct office number)

I had a loan with loanpoint and I called them also to have them stop debiting my account. They told me that the state laws do not apply to them because they are an internet based payday lender. I live in florida and the law is that they cannot keep automatically rolling over the loan like they do, and that they cannot charge more than 10 percent of the original loan amount. To make a long story short the only way I was able to get them to stop debiting was to just pay the principle balance off and be done with it. Sucks especially now when so many of us are just trying to make it as it is. Good luck to you! Keep in mind that payday loans are a short and I mean very short term financial solution. I learned the hard way, believe me!

I just want to thank this website and everyone else for putting in their input. After reading things on this website I took action and sent an ACH revocation letter to the companies that I have loans with. I also called the Texas Secretary of the State and the Office of Consumer Credit Commissioner & found out that they are not registered nor are they licensed to do business in the state of Texas. I received an e-amil today from one of the companies (Loan Point USA) that states.....

Thank you for your email to Customer Service at Loan Point USA. Congratulations! The company has marked your loan as paid in full. According to our records, your loan balance is now zero. If you need further assistance regarding this matter, please contact Customer Service. The office hours are Monday thru Thursday; 8am to 7 pm, Friday; 8am to 6pm Mountain Standard time.

I was so happy I wanted to cry!! This is a great victory one down 3 to go!!!! With loan point usa I had overpaid what I borrowed by $200.00. I told them they could keep my $200.00 if they would consider my loan paid in full!!

Thank you for all the help!! I plan to keep working on the rest!!

I have a comment. I took out a loan with Loan Point USA in March of 2008, for $400. Like clockwork every other week they deducted their "interest" of $120 as I wasn't able to pay anything on the principle. I would get the notice in the email that they were doing this, but not every time, and wanted me to fax the email back to them if I was making additional payments for the principle. I got 2 extension forms in March, 1 in April, 1 in August, and then 2 in October. Until early November they were still taking out the $120 every other week for the "interest". Then it stopped!

I have heard nothing from the company since. Mind you, I'm not bitching, but I don't want this to come back and bite me in the ass later either. I know they are still in business, and I just wonder if I hit the limit for what I could be charged in my state.

I just kind of wondered if anyone out there has had a similar experience with them or any other pay day loan company?

im from pennsylvania and i have/ am dealing with geneva roth aka loanpointusa. first off im not sure of what jerseys state laws are on payday loans, but here are some things that might help. first off a number to contact them is



1800 351 8820.

there address is

1338 s. foothill dr

ste 325

salt lake city utah 84108. 2nd they will do everything they can not to refund you anymoney!!! if you go to there web site and highlight terms and conditions for utah look at the bottom of the page for there utah certificate the last line states" this certificate does not authorize you to make internet payday loans to residents of any other state"anyway i took out a 300 loan. ended up paying 990 total. im and supposibly getting a refund if i i sign a mutual release. i havent, im waiting on my attorney to look at it. after being first offered 250 i politly replied sorry i will foreward this information to the pa state attorney general, utah state attorney general and utah bbb. (there bbb rating is F 372 complaints against them) after that about a day later i recieve a email saying they will offer me a final refund of 600. but unlike the loan for some reason i couldnt electronically sign this, yet i had to fax this "release" back to them. a few days later i get a packet of papers from them stating my next due date is 10/2/2009 after having 2 emails from geneva roth stating my account balance is zero and paid in full. i found this link maybe it will help



http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

Hello, I too have taken a loan out from these guys. I did this back in Nov. of 2008. The loan was for $500.00, they have been debting my bank account for $120.00 by weekly now for over 9 month. I sent them an email and they did not reply, to stop taking it out. I feel like they have been more then payed back what they gave me. I live in Florida and from what I understand they can not roll over the loan in Florida. But they have and have gotten me for over $1200.00 dollars. I closed my bank account and they will not get anymore out of me. But now they can call you and ask for a settlement, I am not going to pay them another dime.
Any advise about this?

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I live in Dallas Texas and I've been paying $150 every 2 weeks for over a year because I can't get them to stop deducting out of my account.

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I had noticed this morning that my account was in the NSF and LPUSA had phished for a secondary account that I have. Now I have to dispute this entire amount plus the NSF fees with my bank. I know for a fact that if you authorize them to withdraw from one account and one bank, if they fail to comply they can be at fault for not abiding by their own rules. Given that if there is no other permission given to them that would allow the funds to be withdrawn. I've decided to just file a formal complaint against that company. How ever reading some of the past blogs, seems that there has been some success.
Thanks have a blessed year everyone, and good luck to all
SA, TX 213

The KS Bank commissioner cannot bring action against this company if they don't have any evidence of loans being made to KS residents. If this co. simply has offices in KS, but doesn't lend there, the commissioner can do nothing. If a loan was made to a person, the laws of that persons state govern that transaction. If you have a problem, contact your state's bank/consumer lending regulators; they should be able to help.

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I just filed complaints today against Geneva Roth Ventures dba LPUSA (Loan Point USA) for making an unauthorized ACH debit to my bank account today. I had applied online for a pay day loan (and I am getting dozens of phone calls today and 100s of emails) and I am sure this is how they got my bank info. I do not have a loan with them and they debited my account, without my knowledge or consent for $400.

I reported it to my bank (and they are going to reverse the charge), put a stop payment on them for 6 months ($35 fee, but will be reversed), the AG in my state as well as the AG in Kansas using the Foxridge address mentioned in previous post; filed a police report in my city; filed with the FTC; made a complaint to the BBB; and National ID theft.

I think if enough of do this we can get a CLASS ACTION against them. So, please, do your paperwork!!!!!! Let's put these Mf'ers in jail!

this place took money out of my checking acct. i don't even have a loan from them. how did they get into my acct

I have the same problem I never even heard of these people and all of a sudden i havea $400.00 debit from my account. I am definetly with the class action.

I am trying to get a class action suit against them.. I contacted a lawyer.. please email me at with any info if you want to help get this company stopped.. thanks!
ERika

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yes, i received a $600 loan from loan point/geneva rothes. they are debiting my account every time i get paid which is $180. i have already paid them $540. i can't seem to pay them off because of them hitting my account every payday for the $180. I just wanted to know what is the most interest I have to pay in the state of south carolina and what should i do to close this matter! Thanx in advance.

:confused:What I need to know is, what happens when I close my bank account and default on my LoanPoint loan. I am in NYC, what are the consequences and how long do I have to pay them back on a $600.00 and how much it will be, before the take me to court.

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thanks 4 all the info...i never even got a loans from these people, and they continue to make harrassing phone calls.

Hello Everyone,
I did get a loan with LoanPoint USA. I tried to get assitance from a company who specializes in helping people who are in debt to these lenders. I found out that they too were a scam. After closing my bank account, I hadn't heard from them in awhile. I get this letter from The Farrell Law Group who represents LoanPoint USA. They wanted over $1,400 for a $600 loan. I am finally settling with them for the amount I borrowed, but they've already debited $900 or more. I'm done with PDL's

LoanPoint debited money from my account back in August of 2010 - did not know who they were - fought it with BoA - got my money back - I have no idea who these people are - never had a loan with them - got a letter yesterday from Powell Law Office, PC for the sum of $1713.51 - and still - have no idea who they are.