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Debtconsolidationcare.com - the USA consumer forum

Goodbye to my debt cc friends

Date: Wed, 05/02/2007 - 14:37

Submitted by Not so Lucky
on Wed, 05/02/2007 - 14:37

Posts: 3041 Credits: [Donate]

Total Replies: 90


I have been debating whether to do this or not and I have made a decision to leave the site. I feel it is best. The topics that are being posted I feel I can't help like I have in the past. It seems my posts are overlooked or I am pm'd and told that I don't know what I am talking about. I wish everyone good luck in becoming debt free and defeating the payday loan industry.

Mike, please cash me out.


Tammy
I hope you stayed on long enough to read this. I so agree with you I have been as they say in Cyberspace lurking adding a comment every so often but it is like the kiss of death when I do. I have found that the advise given is so off base and that those who really had something to say are gone.. where is Steeler and Fin and Jedi and others.. the ones that mattered..
So I am sorry that this board has turned into this offensive place but good luck..

And Mike ( I know you read these.. I never received my cash out..)


lrhall41

Submitted by Poptarts.mom on Wed, 05/02/2007 - 15:06

( Posts: 407 | Credits: )


Tammy....I don't know you at all I don't guess....but, I just went through the very same thing. Except I didn't even get the courtesy of an PM...just made to look stupid on the board. Please I took sometime away....and then I realized that I even though I may not be a financail expert....I most definitely am an expert concerning how things really work sometimes.....and, it ain't always by the book. So I have decided to stay if only to share how I am being done by CA's and such, and,the DOE, Sallie Mae, and others. And, I know that some things poeple are expressing about what they are going through is in fact the truth.....even if it is illegal....because I am in the very same boat. So in my opinion...there's room for all of us here...the experts...which have experience in finances, and, also the ones of us that can tell it the way it really is. I don't know what's going on....but, as everyone told me....don't let it get to you. I wish the best either way you decide!


lrhall41

Submitted by Moondanzer on Wed, 05/02/2007 - 15:15

( Posts: 361 | Credits: )


Hi Tammy, I never expected that I will be reading such a post from you. Why are you allowing someone to be your bad critic? Don't ever feel that your help means nothing because those who care for you will always like to hear from you. A few will be exceptions to prove against anyone. Think about the majority, not just a few who don't know you at all. Don't let them decide and judge your point. You are right in your own way and you have to think positive. I will ask my accounts dept to cash your points. I hope this isn't for the last time.

Poptartsmom, I am sorry that the payment didn't reach you. I am checking with the accounts dept and let you know.

Regards
Mike


lrhall41

Submitted by Mike on Wed, 05/02/2007 - 15:25

( Posts: 1317 | Credits: )


I am feeling sad after reading the subject line. You say us your friends, but still you want to leave.

Ok, if those crap PMs in your inbox puts you on a decision about leaving everyone here, aren't these posts from us going to change your thoughts? I will be sad to see you going, Tammy. No one isn't gone from here. Trust me! Life is acting busy on everyone. Fins will be reading your post very soon and she will feel hurt. Please reconsider.


lrhall41

Submitted by aciotsf on Wed, 05/02/2007 - 15:57

( Posts: 511 | Credits: )


This is so sad! almost every week one of the members is afraid or being harrassed by someone who is psoting here! I have not seen many of the familiar names on lately and this really is bothering me. The members who have helped me the most are leaving or staying away and they are the ones with the most advice and the best information that I know was found out by trial and error. I know that there are ca's who lurk here and often post, but I am beginning to think that there is a wolf in sheeps' clothing posting here.Does anyone else think that maybe, with all of the registered people on this forum, that we are all starting to create a ground swell that is shutting down the operations of the pdls and the horrid collection agencies. That we are finall bringing this type of usury out in the open and more and more states are investigating preditory lending? Tammy - please don't leave - you have not gotten where you are by giving up or in and your knowlege and experience is invaluable.


lrhall41

Submitted by Colleen H Carrocia on Wed, 05/02/2007 - 16:10

( Posts: 1117 | Credits: )


I look such issues in a positive way and I wish you all think like me. Instead of thinking alone while we are in group, why not join together and throw out those who make negative comments. Those jerks come here with a purpose and they win when one of us breaks or steps back. Why not we stand together and keep them away from this place.

Tammy, please tell the name of the poster who PMd you. We will sound hard on him/her. This will be the right way to deal with such people, instead of keeping it with yourself.


lrhall41

Submitted by aciotsf on Wed, 05/02/2007 - 16:39

( Posts: 511 | Credits: )


Tammy, how awful to hear you want to leave the board. While I can understand how frustrated you are, I can't help remembering how much your posts have always helped me and how much I enjoyed posting with you. I agree with others that these "wolves in sheep's clothing" are trying to tear us down. Please reconsider leaving.


lrhall41

Submitted by dbaker6 on Wed, 05/02/2007 - 17:05

( Posts: 1600 | Credits: )


I feel very sorry if tammy wants to leave because she is a great member of this forum.i didnt know finsfan13,steelers1 are leaving either because i was thinking they are busy doing things for debt consolidation care forum.i know jessi is working but
She came sometimes in the weekend.i dont want the great members of this forum go away.like moondanzer said "the experts"and i agree because another day
Almost i use "experts in this forum can give good advices for you for free".i'm very proud because the great members accept me in this forum because i'm not a expert ,my english is bad and i cannot answer any question like the great members of this forum.i'm trying to divulge debt consolidation care forum in who called us? (divulgar in portuguese)
Tammy i dont understand a girl like you that have all the skills in the world go to worry with opinions of some stupid people that came here trying to destroy this forum and make great members like you go away.please dont go away, we need you. We need people that always answer all our questions and help us when you have any problem and pray with us every time anybody need a prayer.
Tammy i hope you stay because we need you.we need all great members of this forum to help us: the poor,the disability,the abused consumers that dont
Know they have rights.you need people like the great members of this forum tell and show us you are not
Alone because we have debt consolidation care members to help us.
Please ,tammy stay here with us.i'm asking in the name of many people that i represent because i'm one of them.


lrhall41

Submitted by tsacgiv on Wed, 05/02/2007 - 17:09

( Posts: 2106 | Credits: )


Tammy, I don't think we have met, but yet there have been so many in here that have helped me. You are one of those many people that help the scared, worried, confused and no where to turn people. You teach them on how to handle things and make them feel as if their life is not worthless.

I think Tania said it best
"Tammy i dont understand a girl like you that have all the skills in the world go to worry with opinions of some stupid people that came here trying to destroy this forum and make great members like you go away.please dont go away, we need you. We need people that always answer all our questions and help us when you have any problem and pray with us every time anybody need a prayer."

Tammy you have a huge heart and don't let someone with no heart break you. So please don't go. There are many others out there that need you.


lrhall41

Submitted by puddlejmpr on Wed, 05/02/2007 - 20:42

( Posts: 1634 | Credits: )


I think it's sad that people feel like they have to talk down to the people on here that make post to help people. We are all here for the same reason. To learn how to deal with our financial problems, give advice, and input on things. Yes, and go to the pub and shoot the *hit about other things. I would never and I dont know of anyone on here that I have shared pm's with or emails with that would ever make anyone feel that they "dont know what they are talking about" Do these people that say these things think we just pull the info out of their butts? I am very sorry that Tammy and anyone else is leaving. I hope they keep in touch and let us know how they are doing.

Best to you Tammy! I say THANK YOU because I know you have helped me! :)


lrhall41

Submitted by Tweety71 on Thu, 05/03/2007 - 05:38

( Posts: 2061 | Credits: )


Tammy - I'm so sorry to see you go. It appears many have left lately, and I find that very sad. I have limited my own time on this site lately because of the drama that has been going on, and it seems the posts are decreasing that I feel qualified to help with.

When you offer an opinion and get snapped at or insulted for the manner in which you answer...or worse, members masquerade as guests in order to attack you without being known, it makes you very cautious about answering anything.

Tammy, you will be missed, but your decision is respected and understood.


lrhall41

Submitted by SUEBEEHONEY70 on Thu, 05/03/2007 - 09:41

( Posts: 4583 | Credits: )


Tammy, I have been off for a few days and I just saw this. This makes me so SAD!!!! When I first came to this site so desperate you were one of the first people that reached out to me. So I can personally say that you have did more GOOD than you think on this site. You educated me and helped me and I really appreciate everything you did. I hate to lose you but I respect you alot. I know things have not been going well here and I stay off a whole lot anymore. I give advice and I am corrected or snapped at also. In my opinion you helped make this site what it was. You are one of the BEST and PLEASE PLEASE stay in touch. I will PM you my e-mail. Love ya KYSIDE38


lrhall41

Submitted by KYSIDE38 on Thu, 05/03/2007 - 14:33

( Posts: 2477 | Credits: )


Hi Tammy, I am sad to see you going like this. I don????????t know what happened here lately that forced you to take such a decision. But I will always say, never let the internet affect anyone????????s personal life. Internet has its advantages and disadvantages. People ruin their complete life in the gambling sites, just to give an example how bad something can happen in one????????s personal life. You never saw the person who judged your posts bad but you let him feel right. It is a shame that such a strong lady like you felt so sad because of an anonymous poster.

If this doesn????????t change your mind, at least you can come once a while and do a post in the Pub, just to talk to your friends here. It's your wish if you don't want to post anything about debt related issues. I for one know that your posts are always helpful. But you can come and do a little chit chat with your friends, if that's not a problem. Please don't say "NO" forever.


lrhall41

Submitted by Flying Cats on Thu, 05/03/2007 - 14:45

( Posts: 479 | Credits: )


Tammy, I do not know you but I hate to see you get run off. I am sorry that someone has made you feel that you need to leave. I do not think that anyone should make anyone else feel like they should leave this forum. I think that everyone has their own experiences and we all have something to contribute. I wish you well in whatever you decide to do.


lrhall41

Submitted by Sassnlucy on Thu, 05/03/2007 - 14:58

( Posts: 2698 | Credits: )


Hi Tammy,

You are one of the oldest members ever since this forum started. You and a few others know this place just like we do. We don't want you to go.

It's really sad to see you disturbed. Please let me know if I can do anything to change. I only wish that we all stay here as a family and keep growing. Please share your thoughts.

Regards
Vikas


lrhall41

Submitted by Vikas on Thu, 05/03/2007 - 16:24

( Posts: 2019 | Credits: )


Tammy,
I must echo others sentiments in saying it is truly sad to see you go. Though I can completely understand your reasoning. Many of your stated reasons are also reasons why I have not been as active lately (plus life has just been to damn busy, with many changed occurring over the last few months, and some even larger POSITIVE changes looming on the horizon!).

I have made many friends here, most of whom I never see post any more. I have seen "Old Timers" in the forums bashed, ridiculed, and tormented for trying to help others, the stated purpose of this community. There is NO DOUBT in my mind the the PDL and Collections Industries have become keenly aware of this site and the power it can wield, and that those that work in those industries will stop at NOTHING (both legally and illegally) to try and quash the growing tide against their activities.

Tammy, please don't go, maybe become somewhat of a wall flower, carefully picking and choosing where you help, but please don't deprive the community of your caring and kind heart, and hard won knowledge.

IF you still choose to depart I will be saddened, but understand and respect your decision.


lrhall41

Submitted by LCW on Fri, 05/04/2007 - 08:57

( Posts: 1151 | Credits: )


I agree LCW, every little bit of information helps and it's only we who put in our part in the forums. That's how this place becomes a huge cove of information. If we refuse to put our point, there won't be any new info available and the new people will find nothing when they need help. Just imagine, when I needed the help and if I would have found nothing from you all, I would not have stayed here. It's a decision each of us has to make on how to take postings from others and stay.


lrhall41

Submitted by BuildingWealth on Fri, 05/04/2007 - 09:49

( Posts: 491 | Credits: )


BuildingWealth, I totally agree with you. If I needed help when I came here and found nothing because everyone had left I don't know what I would have done. Unfortunately some people are leaving and I know as a newer person I do not have anywhere near the knowledge as people that have been here for a long time but I am committed to staying here to make sure that when new people come here they find this a place for emotional support and assistance in any way that I can. Like I said before I think that every one of us has something to offer and we all add value to this forum.


lrhall41

Submitted by Sassnlucy on Fri, 05/04/2007 - 09:54

( Posts: 2698 | Credits: )


Tammy-I've been gone for a while-my choice-and am SO sorry to read this. You have alot to share,from experience-the best teacher! But I know how you feel, it seems sometimes like my comments are challenged, disregarded as not knowing what I am talking about,etc. I'm old-not getting any younger, and I don't have time for the drama. But as long as I can, I will continue to post, because I know I am speaking from experience and the truth. What others say is their problem, as long as I know it's the truth.I am worried, and have neen about the direction the forum has taken. Alot of comments are verging on being rude and not very helpfull. For example, when someone comes on here looking for a company-instead of saying-we are not it-look elsewhere-why not say, sorry this is DCC and I googled the company and here is a link or something. Anyway,just rambling. I hate to see those who helped build this forum up leave, and afraid of what will happen when all of them do..KAren


lrhall41

Submitted by Bossy4455 on Fri, 05/04/2007 - 11:22

( Posts: 5854 | Credits: )


Karen, I agree with you!

I have been ridiculed lately also, and I have to admit it's made me afraid to post at times. It's hugely embarrasing to be challenged like that..I don't mind being disagreed with, but to be "told off" really upsets me. I've always been a huge board cherleader, and recently I feel like I've lost my identity completely. I feel like nothing more than a figurehead.

Somehow we have to get past this. This is getting ridiculous, I'm sick and tired of all the nonsense. We "old timers" have always respected and stood behind everyone, why can't it be like that again? I miss our old friends, but I understand why they've left. Eventually it's just easier not to deal with it anymore. But WE are the ones who made this board what it is, and no one can take that away from us. So I'm not leaving, and I hope eventually the rest of the people who are gone will come back. I'm just glad to see you staying, Karen. I love you to death!


lrhall41

Submitted by finsfan13 on Fri, 05/04/2007 - 11:38

( Posts: 6919 | Credits: )


I love you too Girlie!! You are so right, the only way to get this forum back to what it was, and what it is intended for, is to have those that have been here to continue to post, and if something is posted that is not right, to give the correct info-welcome the new members, welcome the guests,etc. The guests are being ignored or not answered sometimes, and they are so important. I came as a guest for several months before decideing to join. Everyone must be valued and welcomed and given hope that there are solutions to your problems. I,for one, am going to try to be back on more, try to answer posts like I used to,etc. What anyone says to me,pms me, or emails me ,if it is negative,will be erased. I am focused on the future, postive things and helping others. All else will be ignored.. If this forum doesn't get back to what it was intended, we won't get and keep new people..Another rant-oh well!!..Karen


lrhall41

Submitted by Bossy4455 on Fri, 05/04/2007 - 11:51

( Posts: 5854 | Credits: )


I have only been a member for a little while, and I have been helped so much. I read through some of the posts, and am suprised by some of the comments. I thought the purpose of this place was to ask for help and offer help or just support. I myself can really only offer the latter, but sometimes just knowing that someone will listen makes a difference. What is the point of posting if it is with snide remarks or belittling someone? I keep coming back because not only have I learned alot, I hope that maybe somewhere I can give advise on an experience I may have had. That is the point of this place...it makes me sad that people are basically chased off when all they want is to help. No one knows everything, and no one is right all the time, but it's no reason to get barked at. So please this goes out to many..don't leave, we need you all. (just adding to Karen's rant)


lrhall41

Submitted by dalfire497 on Fri, 05/04/2007 - 14:14

( Posts: 140 | Credits: )


Hi dalfire! We are glad to have you here, and that you have been helped. I think it is horrible that people are being harassed and chased off. Keep coming back. We have all had different experiences that make us knowledgable in different ways. I don't want anyone to leave either. I don't know who has been making the snide comments and belittling people but that is unnecessary and accomplishes nothing.


lrhall41

Submitted by Sassnlucy on Fri, 05/04/2007 - 14:21

( Posts: 2698 | Credits: )


Gee - the rate things have been going, I feel like I am going to be the only "old timer" left here and I don't know anything technical that helped me when I first came here.All that I so know is that I have been helped by so many people and I just want to give it back. This forum took me in when I was in total dipair and saw know way out of my situation. I am still stugglin, but I know that there is light at the end of the tunnel because of the mods - Like you Tammy, and Steelers, Fins, Jessi, Mishele, Kyside, Dbaker and many more. No one person has all of the answers, but as a group one good answer is a probability. When the old timeres (mods) get together on any thread - together they are storm troopers! This is what makes this forum work well. But when there is bickering and bashing things go to hell in a hand basket and nothing is accomplished let alone help given. Everyone has had finacial problems here, some with pdls, some with credit cards or medical bills, but no one person has all of the answers and no one person is always right. Just my two cents for what it is worth. Glas to see you back Steelers and Bossy and Fins - missed you.


lrhall41

Submitted by Colleen H Carrocia on Fri, 05/04/2007 - 18:25

( Posts: 1117 | Credits: )


Fins, I am not going anywhere either. I think its time for a change to happen here and fast. I do not want to see things go down anymore. Its time us OLDTIMERS took this forum back. I am sick and tired of being INSULTED, CORRECTED and being made a BUTT of. I post information that I know to be FACT, however I am constantly being made out to be STUPID. I say Enough is Enough. We have lost so many valuable people here that helped make this site what it was. Tammy is one of the KINDEST people I have ever talked to. She is always concerned about peoples welfare and wants the best for them. I think this is a darm SHAME!!! I dont want to lose anybody else and its time to fight back. Who is with me? KYSIDE38


lrhall41

Submitted by KYSIDE38 on Fri, 05/04/2007 - 18:39

( Posts: 2477 | Credits: )


I haven't been able to read the over 3300 posts since I was last on here.Doubt I will read most, but it seems I missed alot. I want to know what is up with people going around correcting others and who has the nerve to pm somebody and tell them they don't know what they are talking about. Are their egos so bruised and self esteem so low this is the only way they know how to feel good about themselves?


lrhall41

Submitted by WHEREAMI? on Fri, 05/04/2007 - 19:31

( Posts: 5263 | Credits: )


I really don't know what happened either and I wish Tammy would stay. It's getting harder and harder to stay myself. It seems that there is too much being ridiculed and I really don't read that many posts anymore. I almost feel like I've lost my desire to post. I haven't lost my desire to help others but I feel like I'm more selective in my postings. It's too easy to get bashed anymore. I know Tammy and I will stay in touch via e-mail :-) She is one of the first people who helped me out when I first came to the forums. I think we learned a lot from each other and we were able to pass that information onto others. I agree that the forum needs to change but what else can we do?


lrhall41

Submitted by Cow & Chicken on Sat, 05/05/2007 - 04:46

( Posts: 3571 | Credits: )


Thanks Irish-missed you too!! And you do add alot to the Forums! I'm with the others'-I'm not going anywhwere.As far as what we can do-Do what always worked before-welcome everyone,offer your experiences, and if you see someone post something that is rude,etc.,don't join in-pm Mike or Vikas, or delete if it is against TOS rules. As long as we stick together for a COMMON purpose-to help other's, we can get this forum back to where it used to be..KAren :D


lrhall41

Submitted by Bossy4455 on Sat, 05/05/2007 - 11:54

( Posts: 5854 | Credits: )