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is this validation?

Date: Mon, 05/07/2007 - 17:22

Submitted by anonymous
on Mon, 05/07/2007 - 17:22

Posts: 202330 Credits: [Donate]

Total Replies: 7


LVNV reports negative information on my credit reports. I get statements/bills from Capital. I asked for debt verification and validation. I was sent a copy of a 3X5 card(or paper) with a signature on it,that said the person who signed wanted a Providian account. (It was one of those yes, send me a card type things.) The signature resembled mine, however, how do I know that is the actual agreement and that is really my signature? They could have typed up a fake invitation and forged my handwriting.

Is this signature validation/verification that I owe a debt to LVNV


I looked at the acceptance form again. It was titled "ACCEPTANCE CERTIFICATE". Then it had a box for the person to check with "SEND MY CARD QUICKLY". Also, on the form it says "PLACE STICKER HERE".(there is a box which may have a sticker in it..can't tell for sure on this black and white copy of this form) There is a box which is checked by "I AM SENDING A PERSONAL CHECK. YOUR REQUEST CAN NOT BE PROCESSED WITHOUT YOUR DEPOSIT.MAKE CHECK PAYABLE TO PROVIDIAN" Below that it says "I HAVE READ AND AGREE TO THE TERMS AND CONDITIONS INCLUDING THE SECURITY AGREEMENT AND IRS CERTIFICATION" Then there is a signature that looks like mine.

My question is:

Does this sound like this could be a copy, of the original agreement, from the original creditor?
Is yes, does that mean the collector has the real orignal copy?


lrhall41

Submitted by on Sat, 05/12/2007 - 18:55

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