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I took pdls when I was going through divorce

Date: Thu, 05/10/2007 - 11:02

Submitted by anonymous
on Thu, 05/10/2007 - 11:02

Posts: 202330 Credits: [Donate]

Total Replies: 2


I got myself into some financial trouble due to a divorce. While the divorce was going on I had to take several payday loans out. I now have 4. The fees are eating up my bank account. There is no way I can recover. I am located in Pennsyvania. The companies are CashnetUSA, E-payday,OneStepCash,Geneva Roth. In one paycheck I pay $360. What can I do? From what I read it's not legal in my state to charge these fees. Please help. Thank you


Payday loans are illegal in PA, unless the companies are a licensed business in their state. People have discussed a lot in this forum about the companies you are dealing with.

See the google search bar at the top of this page. Put the name of the company and go to their active threads. You will know how to frame your moves while dealing with these pdl places.

I surely believe none of them are licensed in their state. Thus, they are not prohibited from lending in PA. You don't need to pay anything towards their excessive fees. Report their illegal business to the attorney general of your state and the DFI. Just pay the principal amount and get PIF in writing


lrhall41

Submitted by Steg on Thu, 05/10/2007 - 11:22

( Posts: 390 | Credits: )


Hi Max, and welcome. How much have you borrowed from these places? How much have you paid back? Here are the laws for your state (just select your state),

http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

Let us know how much you borrowed/paid and we will be able to give you more advice. There are quite a few people here from PA with pdl experience. Steg has given you some good advice about contacting the attorney general and from my experience, I think out of all of those, One Step Cash may be the first to settle with you.


lrhall41

Submitted by Sassnlucy on Thu, 05/10/2007 - 11:37

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