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I disputed a listing by Asset Acceptance

Date: Tue, 05/15/2007 - 18:50

Submitted by anonymous
on Tue, 05/15/2007 - 18:50

Posts: 202330 Credits: [Donate]

Total Replies: 2


Early this year I disputed a listing by this company on my credit file for a cell phone that I do not believe is mine. Per the verification (whatever that is) it was stated as verified. I then wrote a letter to asset acceptance asking for a copy of the signed contract for this collection account. I instead got a bill on their letterhead with Sprint PCS and an account number on it. I wrote them back and sent it certified mail only to get the same thing in response to my letter again asking for a signed contract for validation. At the same time of this letter I had also sent a copy to the credit bureaus with copies of their response to their letter. I still have not heard back from the bureaus. I am at a loss as to what to do, other than changing my font size on the sentence requesting a copy of the signed contract. Any one have any ideas. My letter plainly quotes the fair debt collections and requests them to remove it from my credit file. I simply get a bill and that they have informed the credit bureau that it is disputed.


This is the letter I wrote and only got another statement on their letterhead.

04/20/07


Asset Acceptance Corp
PO BOX 2036
Warren, MI 48090-2036


RE: Account #20633898

To whom it may concern,

I am writing this letter as I did not receive a copy of the statements concerning this account nor a copy of the signed cellular phone contract with Sprint. A statement from your company with an amount owed is not validation of a debt. Furthermore you list a home phone number for me that lists a Jacksonville, FL area code. I have never lived in nor received mail in Jacksonville, FL. Therefore, until you can provide me with the signed cellular phone contract for this debt you must remove this debt from my credit file as obviously there is some error.


lrhall41

Submitted by anonymous on Tue, 05/15/2007 - 19:10

( Posts: 202330 | Credits: )