I have to go to court on the 22nd of this month
Date: Sun, 05/20/2007 - 07:36
i have to go to court on the 22nd of this month because i was summons because my settlement company had the wrong fax, it they did not get it time. i had to get the correct fax and gave it to them. i called the place that issued me and told him what happened, and i asked if i still had to go to court, knowing that the company had the wrong info, and the guy told me yes. i was told that he is being nasty and that he can drop the charges. do you think that i will be ok?
if you have a summons...show up otherwise they can default judge
if you have a summons...show up otherwise they can default judgement on you....Take proof that you are in a settlement company and that will look favorable on your behalf because you are at least trying to take care of your debts
Bring your documentation and make sure you show up or they get a
Bring your documentation and make sure you show up or they get automatic default judgement.It really disturbs me that a company will do debt settlement and cannot provide even limited legal assistance to their paying clients.
Having a settlement company isn't a guarantee that you won't be
Having a settlement company isn't a guarantee that you won't be sued. Every company they deal with for you still has all the same rights they would have if you were doing it yourself. A lot of lenders don't work with ANY settlement companies, like CitiBank, Discover and CashCall. As soon as they get a notice from one they send the file to their lawyers and handle it that way. So, if your settlement company didn't send a notice to this particular creditor you may have some sort of claim against the settlement company. After all, you paid them for a service. But the fact that they didn't send it isn't a defense when you go to court with the lender.
FF, I understand your point but see no reason to use a firm when
FF, I understand your point but see no reason to use a firm when you could at any point still be cut off at the knees with a judgement or post judgement writ.I would hope there are enough positive benefits to outweigh these immense negatives going in or I would be very tempted to do it myself.
I personally have never seen any real advantage to debt settleme
I personally have never seen any real advantage to debt settlement....everyone I know who used a ds company got sued a few months into the program...It seems like these CA realize that they are not going to get the money they want so they are quick to get a judgement
I agree Leah, it seems all it does is hold off the inevitable. T
I agree Leah, it seems all it does is hold off the inevitable. They just speak on your behalf, I think if you have the courage and the knowledge you can do about the same with the same results and you have direct line of communication with the collector, so you know what they may or may not do. I really think you are better off handling it yourself, if you can. Sites like this one has a great wealth of knowledge on debt collection and actual people who have dealt with the collections companies, so you can get some first hand advice on what they are apt to do.