Where to begin

First of all, pay only the bills you need to pay, like rent, food, car...etc. The rest can wait until you can feasibly deal with them. Lets start with what kind of bills are you dealing with? Loans?

No loans. Need to purchase a vehicle first and formost. Looking to pay cash as to eliminate adding more bills. Also paying rent, utilities, car insurance, cell phone, gas, food and credit cards. 3 of them which are maxed out and struggling to make the minimum payments. Have a few other items that are in collection.

Hey There Welcome to the forums. You have came to the right place. At one time I think we have all had our debt issues. You can sign up and receive a free call from a debt counselor. It never hurts to be informed. Best Wishes and Keep Posting Hopefully we can help. KYSIDE38

Just make sure to make your immediate bills the priority, such as the basics; rent,car,food..etc.