PDL help and advice in Wisconsin

I've gathered all my information on my outstanding loans. 3 I have decided to work out payment arrangements -Worldwide Cash, Cashnetusa, and Cashcentral.

I need advice on these four:

Geneva Roth -$200/paid $540 in fees
National MoneyStore - $350/paid $350
Cashdirect Express - $200/paid $206 and owed by a CA now
National Opportunities -$300/paid $237.50


Now about 2 I am undecided if I should let sleeping dogs lie:

USFastCash I defaulted on months ago, and haven't received any collection calls. In fact, they called me twice in the past week to see if I WANTED A NEW LOAN from them, since I was a "Preferred Customer"!!! Wow...free money! I told "thanks but no thanks." Who knows if it were a ploy to get my new bank account info in the end.

PowerFunding - No collection calls or letters

I followed some of puddlejmpr's advice and gave Kathleen a short call, and she told me if I have a complaint to file, I'd have to do it in writing. I'm not sure what my options are with Geneva Roth, National Opportunities, National MoneyStore, and Cashdirect Express would be. I am hoping I can just send paid in full requests to all except for National Opportunities and send them money order for $63.50. I've never dealt with payday loans in such big numbers, so it's overwhelming! These are all internet lenders.