Debt and payday laons

Hi, my name is Kelly Homan and im 20 years old. About 5 months ago or sometime around october. I got my first real good job with coca cola making good money. I was also in college at the time taking full time classes. I had a bank account which was never negative until i got 2 credit cards. Then i needed money from check to check so i got about 7 pdl's and 5 of them were off the internet. On all 5 of them, none of them were more the 375 dollars each. Each month they took a payment out which was the loan amount i borrowed. Well come ti find out that money was only be used to renew the loan. So for one of my pdl, i borrowed 350, and made 5 payments of 200-300 to renew it. So with all that happening i lost hours at my good job so my bank turned into ww3. So many late charge fees and bounced payments my back acc went negative 700. So i had to drop out of college and i was jobless for about 3 months cause coudln't find one. Now i found one but many of the loans went to collection agencies and now i dont know waht to do. I want to start worring about the future not the past but before i can worry about my future, i have to deal with all this and im so nervous and scared. I was a honest mistake gone bad