US Investigations of New Jersey contacted me for a pdl

passionrain do not worry, they cannot have you arrested for not paying on a payday loan. They are trying to scare you into paying. As a matter of fact they are the ones breaking the law by threatening you with arrest. If you can, record these calls. Ask for debt verification first and you can also send them a cease and desist letter. Go over to the debt collectors forum to get more info. There are also some threads in this forum about problems with payday loans and what to do. Read through them to get a better understanding.

Again, don't worry as you are not going to be arrested. Do not let those clowns scare you.

You will find the Payday loan laws for New Jersey here (just select your state),

http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

passionrain - hope this helps

I would like to know if I can consolidate all my payday loans into one payment to get them paid off.

There is no such dept. which collects for defaulted pdl loans. Especially since pdls are prohibited in NJ. You need to file complaints with the AG's office against these people. It is a crime to impersonate a govt. agency or personnel.

I agree with Steelers - and also go to the Homeland Security website. On it you will find a link to a goc. deptartment called ICE. File a complaint with them regarding this company, ub fact - forwarad a copy of the threatening letter that you received to ICE and make sure that you cc the collection agency so that they will know that you are on to them and have filed a complaint against them with the gov.

Tell them you're going to download them for extortion, and then a judge can upload them to jail.

GOOD one, Debtcruncher, lol!!

I am sick of this crap...threatening consumers is getting old, and nothing seems to happen to these criminals. I can't wait until teleporting machines are invented, cause I would appear in the cubicle during one of these calls, and see if they can download me in person.

That's a line I forgot about, Debtcruncher ! :lol: I agree with Steelers and Irish that you must report this company for their illegal tactics. Companies like this needed to be stopped dead in their tracks.