Question about Geneva Roth on PIF?

If your account is paid off with them, then you should be getting one. They can't keep on collecting from you forever.

Well, let me explain my situation. I took out a loan for $200 with them back in December and have been paying fees on it since early May, so I have paid out $540. But I had to close my accounts because I just couldn't keep up the with all the payments for the other pdls too. Anyway, I sent them a request to mark my account as pif because they aren't even licensed in my state. I know they are tough to deal with, and was wondering if anyone had the experience of having their account settled with them without having to dish out even more money.

What state are you in? You need to know if roll overs are permitted in your state. If yes, how many times? You have strong reasons of getting the PIF letter since they are not licensed in your state. Have you informed this company to your AG?

I live in WI, and my state doesn't have a cap on the number of rollovers really. But I know like at the storefronts here, they only allow 4, and then you have to pay it down. But with Geneva Roth, I've refinanced it 9 times without anything going toward the principal, and WI has a cap about interest though if they are unlicensed and they certainly have overcharged me on interest. Yes, I filed with the AG, the DFI, and the BBB.

I hope you get all the help from your AG and get this company investigated. It looks to me that they are overcharging on your account and your money is going into their pockets.

I have just takened out a loan with GENEVA ROTH CAP (GENEVAROTH and I am very scared. The loan is for $300 and I have been hearing stories about this company. What can I do? I want to return the loan.

You can contact their customer service line at 800-351-8820 and tell them to take the $300 back...if it has been over 1 business day you will have to pay the refinance/interest fees back in addition to the original loan amount. If you just received the loan, I think there is a page or something you can fax, if you no longer decide to take out the loan.