how do i get a loan to pay of my debt when my credit is bad?

I don't think any legitimate company will be willing to offer you any loan since your credit is bad. At this stage, you should consider on paying off some of the debts. This will help to improve your credit scores a little. Consider a consolidation plan in which you can combine all the debts under one payment plan. You will have lower interest rates in this plan. It will make your repayment process easier. Talk to a consultant for your options.

I agree with Bridget, you may want to look in consolidation. What ever you do, stay away from the payday loans because they will only make things worse for you. At the time you get the loan, you may think it is a big help, but they are more of a henderence than a help. You should pretty much give up on trying to find a loan with bad credit. Also the more you apply for loans, the more it hurts you. Just take some time and work on getting things paid off and slowly you will find your credit score getting better, but it will not happen over night.

I am sorry but I with the other 2 posters in you will have a hard time finding a lefitimate company give you a loan. I would see about consolidating. Maybe see if you can up one of your credit cards with a lower %. Some have a low transfer rate. You could consolidate that way.
It does take a lot of time. Which stinks when you want to do something now.

I have bad credit and I need a loan to pay all my consiladation, because I would like to buy a house. I have a good job now and I pay rent on time and my bills. What can I do? Thank you

Denisse, depends on how bad your credit is, you may be surprised at how many opportunities there are out there for you. If you want to buy a house, there are two things that come to mind that may help you.
1) Compare your opportunities. A good friend of mine suggested that we go to every bank and lender in the area to compare interest rates and see if we could even get a loan. A little leg work but worth the effort. There may not be a quick way for you to get the money to purchase a house I say that because...
2) You say you have a good job, that's great! keep paying your bills on time and every time and you will help your credit score go up. Do your bills include consumer debt? if so, then try and pay more than the minimum if possible and that is how your credit score will go up. It will take some time though, so while you're repairing your credit score, do some investigations on your own on lending opportunities and compare them. good luck

icy, have you utilized a free consultation from this site? it may help your situation

i desperatly seeking aloan to pay off my creidt cards and some pay day loans plus i need the cash to find a apt before i am homeless what can i do i got and offer for a loan but they want me to put 1700 up front i dont any money i find it strange help please

Sorry for coming in on this conversation late..

I am with debtstinker on this.... I would make a point to seek out the free consultation... I wouldn't hurt to try...

As for putting up 1700 smackers up for a loan....HMMM something doesnt sound right there...

As far as get a loan to pay off debt... Just speaking from a personal standpoint, I tried that and it didnt work...

I wish I tried the consultation way back when... :D

It IS difficult to get a personal loan with bad credit. I DO know some banks ( mine does this) let you open a Savings account, and, when you get so much in it, you can use it as collateral. Also ( just a suggestion, however), if you have a Citifinacial in your area, you MAY beable to do something through them. They ARE legit. I got a vehicle financed through them and I have a low credit score. Just a suggestion.

:(

Spams deleted-Jason

Good bye Clara Jones, good luck with your SCAM some where else :!: