Can MBNA still sue me?
Date: Fri, 06/15/2007 - 14:43
Submitted by joshua1987tree
on
Fri, 06/15/2007 - 14:43
Total Replies: 3
What state are you in? What was the date of last activity (the l
What state are you in? What was the date of last activity (the last payment or charge on the account)?
The last payment I made would probably have been back in Februar
The last payment I made would probably have been back in February or March of 2004, but even then it was severely delinquent. I live in Wisconsin.
Making any payment will reset the clock on the SOL. The SOL in W
Making any payment will reset the clock on the SOL. The SOL in WI is 6 years on credit card debt. So, yes, they would be able to take you to court for this. If you have been contacted, you may want to send a DV letter to confirm the date of last activity they show in your file. You could then try to make payment arrangements you can afford with the creditor. There are sample hardship letters you can use if you only have a small payment arrangement to offer. I would strongly advise if you have been contacted to begin the DV process, then begin at least some small payments to avoid a potential lawsuit.