Help! I fell behind in my credit card debts
Date: Mon, 06/18/2007 - 14:38
i applied for two creditcards last year and fell way behind and lost a job.im atleast $3000 in debt and i need help. i have a full time job now and even work over time so now i can pay but i still need your help. please help me
Have you tried checking into a local credit counseling agency? T
Have you tried checking into a local credit counseling agency? That is a good start, if you are with a credit union they usually provide that service for free. I tend to trust local agencies that are with the BBB rather than the one's located out of town or out of state.
Can you call the creditors and explain your financial situation?
Can you call the creditors and explain your financial situation? They may do some arrangements on the outstanding balance you have and offer lower interest rates. If this doesn't work, then you need to speak with a debt counselor who will do the negotiations for you.
