got a letter from Transunion
Date: Mon, 06/18/2007 - 17:53
I got a letter from Transunion today that stated verification documents not available.We store information in our records as it is supplied to us by creditors.when information is disputed we are required to investigate and record the current status of the information. we do not provide dispute verification responses received from creditors.if you need to obtain documentainion or written verification of your accounts then please contact your creditors directly. if we can be of futher assistance please contact us.
i contacted them over collection accounts and ask how they had verified since the companies had not yet validated these accounts. i ask for the name of the person whom they contacted.i thought that was my right i guess not.
i contacted them over collection accounts and ask how they had verified since the companies had not yet validated these accounts. i ask for the name of the person whom they contacted.i thought that was my right i guess not.
If a collection company is seeking payment for a creditor, it is
If a collection company is seeking payment for a creditor, it is the responsibility of that collection company to validate, not yours. That would be stupid, and it is the law that says they must validate. So tell them that you know the federal laws regarding validation. If they can not validate within 30 days, meaning the collection company, they must make your debt vanish. That is the law.
Transunion is required by law to give you the methods of verific
Transunion is required by law to give you the methods of verification including sources,names,& addresses.It is spelled out in the Fair Credit Reporting Act.