usfastcash and oneclickcash
Date: Tue, 06/19/2007 - 11:35
One Click Cash is sneaky. The called me last week and I told the
One Click Cash is sneaky. The called me last week and I told them I would call them back when I looked @ my documents to figure out what I owed them. They took 425 out of my account that day with a made up check. That overdrafted my account by 650 due to overdraft fees and their check. I closed my checking account Monday and started a new one. The bank returned it w/o a fee and refunded all of my overdrafts(thank god) but what a hassel. I have read alot of other posts here that they are horrible to deal with. My guess would be it's them.
If they presented a check that you didn't authorize, you should
If they presented a check that you didn't authorize, you should file a dispute with your bank. I had this happen to me because of the pdl places twice and got my money back. It is good that they returned the overdraft fees to you. I also would file a complaint with your state's financial department and let them know this happened.
In your contract there is normally a clause that states if you r
In your contract there is normally a clause that states if you revoke authorization to ach the account, the company can produce a paper check and collect in that method. That is how they get away with the check thingy . . . And why closing the account is a must . . .
is it true that they can find any account you ever open with you
is it true that they can find any account you ever open with your ss # and debit as much as they want? I don't see anything like that in my loan documents but that is what exprescash is saying
They will say that, but they can't. Most pdl's will share info,
They will say that, but they can't. Most pdl's will share info, so if you ever take out another pdl, there is a good chance that the ones you "owe" money to will get the new account info and take what they want.
Some banks will allow companies to debit with a ss#. All you need to do is keep your letters sent to the pdl's revoking any authorization to debit any account you have. Then if they do break into a new account, you will at least be able to get the money back.
Legally speaking, they cannot get into your account without your authorization or a court order. But occasionaly it does happen, that pdl's will somehow find a new account. But it's pretty rare. One way to lower your chances is to not give your account info out to anyone. Pay any collection accounts with MO. Don't use checks, or pay by debit card. That way your account number isn't floating around somewhere out there for these vultures to find.