power of attorney letter

This is actually a legal request, however, the notorized letter should be considered a legal document. Which companies are playing dumb? All of them or a few? Give me their names, if you could.

Far too many people have the wrong idea about consumer debt. It's okay to have and use credit cards as long as you don't allow them to get out of hand and control you, but what choices do you have when that happens to you? When you owe money, there are really only four options available:

1.Pay Your Debt

2.Credit Counseling

3.Bankruptcy Protection (Now more difficult than ever)

4.Stop Paying and Walk Away

You don't have to have power of attorney to discuss your debt. All you have to do is give permission to them to discuss it with your brother. My oldest son is disabled, I don't have power of attorney, He just got on the phone when I was there and said it was ok to discuss his debt. Hope this helps..KAren :D

Bossy, that works sometimes, bu alot of collectors pretend that it is illegal, and make the consumer jump through hoops to let someone else speak for them. Bass tried that with my friend, when she wanted me to represent her. Eventually, after demanding them, I was able to speak.

A power of attorney should not be necessary to let another person speak on your behalf. A power of attorney is more or less used when another person is going to execute some sort of legal document on your behalf. But talking about account balances and making payment arrangments does not constitute a "legal" atmosphere.

Your written request should be enough -- that is what I require from my customers. And the only reason I require a written request from my customer is so that there can't be a lawsuit down the line stating that I disclosed information to an unauthorized third party. You actually went a step farther and had it notarized.

From here they are just playing hard-ball. At this point, you may want to document every time they refuse to discuss the account with your authorized party. And when they call you for money, direct them to your brother... if they refuse to talk to him, refer them to your letter and then tell them they have nothing to discuss with you.