Checked my credit report..some questionable reports on it?

Date: Mon, 06/25/2007 - 04:51

Submitted by anonymous
on Mon, 06/25/2007 - 04:51

Posts: 202330 Credits: [Donate]

Total Replies: 3

I recently checked my credit report. To my dismay there were some questionable reports on it. The first report is from allied interstate Inc. for the amount of $450, I have no idea where this came from and why its on my credit. The other one is from World Finance, I contacted them and they said that apperently I had taken out a $100 personal loan about two years ago and had never made a payment on it. They told me my information over the phone which is quite unusual for a personal loan buisness. My social securtiy number was correct but there was one piece of information that just didn't fit. For some reason the company had me listed as married. I have never been married, and the person who they said that I was married to was Amanda Turner. My ex-step mother's name is Amanda Turner, and she had access to my personal information. I have tried to call her and find out if she had anything to do with the situation, but I cannot get in contact with her. The only question is how to deal with this and what can I do to clear my name?

Send a certified letter to the reporting agency telling them you

Send a certified letter to the reporting agency telling them you are disputing these entries as incorrect. They will remove them while they are diputed but make sure they don't put it back after thirty days. Allied is known for having poorly trained employees and repoting incorrect info. They have been described as "a class action lawsuit waiting to happen!"

lrhall41

Submitted by Frogpatch on Mon, 06/25/2007 - 07:25

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This is a classic case of possible identity theft.Please go here

This is a classic case of possible identity theft.Please go here to read up on it and get the instructions to clear this up.
http://ftc.gov/bcp/edu/microsites/idtheft/index.html

lrhall41

Submitted by cajunbulldog on Mon, 06/25/2007 - 07:32

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Cajun is right but I find it really odd that she only hit you fo

Cajun is right but I find it really odd that she only hit you for $100. Check all three of the major reporting agencies. If you get in touch with the woman do not immediately let on that you only know of the one debt. It is possible that she took out PDLs or other debt that may not show on your credit report. It could just be an honest mistake though.

lrhall41

Submitted by DOLLARSandSINCE on Mon, 06/25/2007 - 14:05

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