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Baby Steps

Date: Mon, 08/22/2005 - 20:11

Submitted by twokidtwocat
on Mon, 08/22/2005 - 20:11

Posts: 602 Credits: [Donate]

Total Replies: 2


I had a total of 5 payday loans.One was payed off last friday.They called me today and offered me a new loan.As much as I could use the money and I mean I could really use the money.I am totally broke.I said no thank you.My checking account is overdrawn right now but I figured the overdraft fee was less than the payday lender fee.I am determined to get out of this mess and this was my first step.1 down and 4 to go.
My stress level went down one notch knowing one of them was paid off.Its going to be a stuggle but I can do it.Just say no to payday loans!!!!!!


I am so proud of you that you were able to overcome the temptation. I think its a part of growing up for all of us. I remember wanting choclates when I was a kid and now that my teaths are 28 years old, i resist temptation of choclates.

Keep up the mature and responsible twokidtwocat side of yours. I wish more of us can share these success stories, reading your story makes me feel i can also over come the temptations that so many of these payday loan companies and credit card companies feed on to make billion of dollars in profit.


lrhall41

Submitted by on Mon, 08/22/2005 - 21:05

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Hi twokidtwocat,

Good to hear that you are trying to get out of your debts. Since you already have four loans to pay, more loans can take you to a worse position. So be careful of that and try to avoid taking new loans.

If you feel that it is difficult to manage all the debts you owe, you can undergo a free counseling session. It will help you to know the strategies that you can adopt to pay your loans back easily.

Regards,
Bryan


lrhall41

Submitted by 4u.bryan on Mon, 08/22/2005 - 21:10

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