Are there good PDL companies?
Date: Sat, 06/30/2007 - 04:49
No PDL's are good. But in my experience with PDL's, the one's w
No PDL's are good. But in my experience with PDL's, the one's with the most reasonable repayment and interest fees were:
MyCashNow.com
&
Discount Advances.com
Welcome to the foums. There are no good pdls! And you have come
Welcome to the foums. There are no good pdls! And you have come to the wrong place looking for one. There are many of us here who have had horrible deeling with pdls and their usuary fees and illegale collection tactics. Just read through the threads and see what these places have put people through. Find you state laws and read them most if not all pdls are not liscensed and are illegal in many states and there are many attorney generals' that are bring law suits against them. Many states are sightnting the laws regarding interest caps and barring pdls from operating in their states. Please do not get into the trap. You will regret it in the long run.
Please do everything you can to stay away from them. They are a
Please do everything you can to stay away from them. They are a trap waiting to snap shut. You take a loan and when payday comes they take out the money. Then you find yourself short and wind up taking another one or rolling over the one you have. There are people on this site that have had as many as 16 at one time. I would not recommend any of them. If you need quick cash for a real emergency like a car repair Cashnetusa is not too bad but only as a last resort. Try to do a garage sale or a flea market or sell some old jewelry you don't need. Try as hard as you can to stay away from the Payday Loan trap.
I know a many restless nights and an unbelievable trapped feelin
I know a many restless nights and an unbelievable trapped feeling can consume a person in no time with PDL'S. This site gives a lot of confidence and amazing information you can't get anywhere else.
Irish....trust me I'm not promoting the PDL'S. But if someone felt they "had" to take one out. Those two have normal interest rates
They may have normal interest rates but if you fall into the tra
They may have normal interest rates but if you fall into the trap, it becomes never ending! Frogpatch has some good advice. if I knew then what I know now I would not have to file for chapter 7. Pdls have destroyed me finacially, and embarassed me before my family, friends and co-workers.
I agree with Irish and Frogpatch. Frogpatch, good ideas :-) Yo
I agree with Irish and Frogpatch. Frogpatch, good ideas :-) You should list them in the alternatives section. I couldn't think and was having a brain fart :-) It might seem like a good idea at the time but soon you will find yourself taking another one to pay back the first one. Then you will be in the trap and you may have to keep borrowing. Been there, done that. Like DaGod said, then there will be many sleepless nights involved. Not to mention shame. I was on the point of suicide when I came here and that is no joke. You can always ask a friend or family member for money if times are that hard.
Like everyone else here has said, if it sounds too good to be tr
Like everyone else here has said, if it sounds too good to be true, it probably is. Stay away. Stay far away from them.
loans
Payday Loans Good? NO NO NO That is why it is called predatory lending. They are PREDATORS that take advantage of poor people who cannot get loans elsewhere. STAY AWAY. KYSIDE38
no one in favor of PDLs
I visited some other forums as well, all have the same opinion, say NO to PDLs istead beg, sell or fast :).
PDL's are the root of all evil! They sucker you in and then you
PDL's are the root of all evil! They sucker you in and then you can never get out. They almost destroyed my life and could have caused my family to lose its home. I am now filing bankruptcy in part thanks to getting myself in this pdl mess. We would have not suffered as much if I had just asked my parents to borrow a couple hundred bucks and been done with it.
I agree with you Steelers!! The pdls(storefront & internet) are
I agree with you Steelers!! The pdls(storefront & internet) are the ones that caused me to file a Ch 13 b/c I got so far behind on my other bills.
"A good PDL company" is like saying a good tobacco company! They
"A good PDL company" is like saying a good tobacco company! They both drain you dry. One kills you with cancer and the other one bankrupts you!
Yeah, I'm sure there are better ways to get the money you need.
Yeah, I'm sure there are better ways to get the money you need. Just take the time and search around. If you have a WorldFinancial in your area (an actual loan company) they can get just about anyone financed and it's legit. You actually build your credit by paying them on time. And the payment is normal, well, as normal as it can be if you have bad credit, etc. Trust me, we have first hand knowledge of this company, as we had to take a personal loan in order to pay PDL's at one point. But we consider it a lesson learned and we are moving onward and upward.
They ARE evil and I woudn't recommend them to anyone. However, I
They ARE evil and I woudn't recommend them to anyone. However, I have a loan with staradvance and their rates are pretty good. I have a $400 loan, and the fee is only $32. But that is an absolute last resort if need be!
Do you have to pay the entire loan back everytime you rollover?
Do you have to pay the entire loan back everytime you rollover? That can't be good!
No, if you want to rollover you just pay the $32. If you want t
No, if you want to rollover you just pay the $32. If you want to pay in full (which of course you should), you pay $432.
Some credit unions and banks also offer cash advances if you hav
Some credit unions and banks also offer cash advances if you have direct deposit . . . . They are still expensive in comparison, but they are cheaper then the normal payday loans.
A good pdl!! HMM I can't think of any one of these vermin the co
A good pdl!! HMM I can't think of any one of these vermin the community has dealt with as good for anything but maybe speedbumps!
