One Click Cash Responds

Cannr....the loans are illegal, we have paid the principle, we are fighting to stop these people from gouging more and more money from us. We want them closed down and gone...so why would you send them another $100.?? I got almost the same letter via the BBB yesterday from MTE.I refused their offer and still asked my account be pif.

If you are up for the battle, then I say forget about it. But if you are willing to pay the $100 to get a "Paid In Full" status to avoid the harassment, then go for it. It is a decision only you can make. If you have the $100 to send, demand a written letter stating your account is satisfied, and "Paid in Full".

If this company is illegal, meaning that they are not licensed to operate in your state. You need to file a complaint with the attorney generals office, and you will see your amount due vanish, with a clean report. Get to it.

Flrida Deparment of Revenue is a regular visitor here.

Florida, I meant.

Domain Name state.fl.us ? (U.S.)
IP Address 204.89.74.# (State of Florida, Department of Revenue)
ISP State of Florida, Department of Revenue
Location Continent : North America
Country : United States (Facts)
State : Florida
Lat/Long : 27.758, -81.6934 (Map)
Distance : 3,822 miles

Language English (U.S.)
en-us
Operating System Microsoft WinXP
Browser Internet Explorer 6.0
Mozilla/4.0 (compatible; MSIE 6.0; Windows NT 5.1; SV1; .NET CLR 1.1.4322; .NET CLR 2.0.50727)
Javascript version 1.3
Monitor Resolution : 1152 x 864
Color Depth : 32 bits

Cannr, Heck no I agree with Anthony dont give them a dime more. They are ILLEGAL in your state. Give the AG a little more time. But Steelers had a good point sometimes it is good just to be done with them. I will leave it up to you. But if it was me I would fight. KYSIDE38

cannr,

This is truly your own decision as Steelers suggested. But I know that you have the fight in you if you are up to it. I would ask where they are coming up with the $400. It doesn't make sense to me and we will be here for moral support :-)

I can definitely see both sides of this one. $100 may be a small price to pay to get them done and over with.

Cannr, I think that paying the $100 would be a decent amount to ensure that they don't EVER HARRASS YOU AGAIN! If they can't ensure that the loan is pif and closed, then I wouldn't send them a thing. Why pay for them to continue to harrass you! :-)

Yeah, me to finfans, I would probably pay the $100 and be done with it, make sure you get a paid in full letter. but then I am someone who came here with 10 pdls, so that would have meant a success for me. LOL.

Totally your decision though, goodluck in whatever you decide. Keep us updated.

Well, honey, I came here with 12 pdl's, so I know what you mean! But after reading your posts and going over all the correspondence I've sent them regarding my state law and that they are illegal, I'm seeing the light. Yes, it would be SO easy just to Money Gram them the $100 and be done with it just to get one more off my list. But, then again, I've fought with the others and gotten refunds. At the very least, I should have it marked PIF. They have been butt-wipes towards me as it is. And where did the $400 come from ? Their ass! I also thought it was kind of odd that they told the BBB that it was already turned over to collections (THEIR collections) but would settle for $100 and be done with it. If it's already in collections, how are they able to negotiate a settlement? Okay. We'll see what response the BBB has next. I stated what I told them. Now they'll send my response to One Click (blah, blah) and see what One Click says. One saving grace is that the BBB states on there that if One Click doesn't comply or we come to a "stand off" again, I can refile another complaint and they will intervene. We'll see if they budge. If they don't, then the BBB will hear from me AGAIN (they're probably tired of my ass too!) and One Click will get the BITE ME letter! LOL! But I agree. That's why I come to the forum everytime I get some kind of response. I need advice and opinions. Then I can see the light! As I said, paying the $100 would shut them up and they would go away, but hell, I've already friggin paid them! And as stated above, where did the $400 come from? Interesting. They stated to the BBB that amount resulted from me revoking their ACH privilidge? What the??? Am I being punished by fines for revoking their ACH debits? Makes you wonder, doesn't it????

Cannr...I was trying to figure that out with one of mine and mathematically I figured they kept charging the finance fee every 2 weeks since I closed my account and they charged me 4 nsf charges...for when they tried to debit and couldn't. When I added that all up it came to within a dollar or so of what they said I owed...which of course I am not paying. 1 of the ones that answered the BBB said I still owed $480. but they would settle for $110. I said no way...I overpaid $471. and will not "settle" for another payment.

Ahhhh, thank you morningstarr! I see now where they come up with their dollar amounts. You make sense. They're charging me for the debits they didn't get. BITE ME! Let's see what the BBB respondes with. I'll have a stand off with them. We can stare each other down. Who gives a crap. $100 doesn't seem like much to get rid of them, but then again, they claimed I didn't even pay what they deposited into my account. Hello! I paid over what they deposited into my account! And for them to offer you a "settlement" when you paid hundreds over. Hello again! Can you imagine being one of the pdl people? They are probably the most scumy sneaky slimy people walking around their neighborhoods. At least we can hold our heads up high. They should all be thrown in a hole and buried. Oh. Did I say that????

Tell them to kiss your ****. I am about the fight, and not giving in, but thats me.\

[color=Red]****Adult term removed - Jason[/color]

Just give them the money and shut up. If you owe, then give it to them. Stop coming here and looking for company who enjoy other miserable flunkies. By the way, its only one hundred dollars, you can pay it...come on.

Payem' evidently you did not read the beginning of this thread SHE ALREADY PAID THEM THE AMOUNT THAT IS LEGALLY OWED! They want more! Hit the bricks!

Hey, pay 'em. Before you start telling people what to do, read all the posts, you complete idiot moron! What the F??? Do you work for One Click Cash, by chance? And "it's only $100". Well, honey, for your information, $100 is a lot of money to some people. Plus the fact that these ass's have already gotten paid back what was borrowed. So before you start spouting your opinions and your crap on here, you pdl loving ass, get your facts straight. I swear to God, you're probably the friggin president of One Click Cash. Go somewhere else where you're welcome - Like "slime is us". Jerk off.

Now that's the Cannr I know and love!!!! LOL....

Thank you, morniningstarr. What a damn way to start my day! Read that post and now have a major adreneline rush. Oh. Does that not burn your ass? Who the hell does this "guest" who is too friggin chicken to register and sign on, think they are? I wish to God they were right here now. Oh. But they couldn't possibly be! They had to go to work for One Click or US Fast Cash and start calling people.

Don't get you liver in an uproar over idoits like this Cannr - they come here all the time just to spew their bile!

Pu t all that energy to good use Cannr...there is a multitude of more important things for us to spend our time on than some idiot who has no idea what we have been through!!!

Cannr, why pay these people over and beyond the amount you owed them? It might almost be interpreted as encouragement to these pdls if we pay just to get them off our back (IMHO). What are they, the mafia? Pay them off so they won't burn our store down? I say fight...but like others have said, its up to you and your peace of mind is invaluable!

Cannr, don't even worry about Pay em. Some people have nothing better to do than spill their negativity everywhere. Pay em is not worth giving your power and control to by allowing him/her to make you upset. He/she is just a fly on the wall...a pest...someone who has obviously not taken the time to become fully aware of the situation...and who has certainly spoken out of turn about a subject that he/she is not familiar with.

Cannr, what Pay em said is so wrong. You have paid more than enough. these pdl people can't be allowed to keep draining not only bank accounts but a person's spirit. You sound like you've got alot of fight in you so don't let them take anymore.

Thank you guys all so much! I took that as a personal attack! Pay 'em is an ass and basically I'm trying to get my liver back under control, irish! LOL! All that did was put my fists up towards One Click Cash. If it takes some joker on here to piss you off, that's a good thing. Because now I'm ready to get down and dirty. Screw with me? Don't even.

Don't pay them. I am going through the same thing and if anyone reads this...how do I find out if they are illegal in my state (Minnesota). Also I found on google that the STATE of California has a class action lawsuit against this company and all the subsidaries connected to it!

Class action suit against them and all their subsidiaries? That means all of MTE's 1,000 d/b/a's? I can only hope to God that's true. Anyone know anything about this?

Yes, it's true:

corp ca gov/enf/info/lit/ameriloan/tro pdf

California filed a restraining order against them.

I'm going through the same thing, I'm glad I found this posting site. I paid them in full, but they state I still owe them $600 in interest. The funny thing is the loan was taken out almost 2 years ago (for $300) and they just started calling me over the past few weeks. Somehow they got a hold of my wife's cell phone number and they have been harrassing her too! I finally got through to them and got an address:

One Click Cash
52946 Hwy 12 Suite 3
NIOBRARA, NE 68760

I spoke with a "Mr. Spicer", a supervisor (his words not mine) and asked for his Massachusetts banking license number, that's when he promtly gave me the mailing address. I am sending them a "cease and desist" order to stop calling (Fair Debt Collection Practices Act (???????fdcpa???????) 15 USC ????1692c(c)). I got him to admit that the interest amounted to about 400% (four hundred percent!). To which I replied the most Mass allows is 36% interest. I also filed a complaint with the Mass Division of Banks and our States consumer protection agency which operates under the attorney general.
They CANNOT sue you if they are illegal in your state! So keep fighting them!
And they ARE illegal in every state that I have researched.

Oh, just me! Aren't you awesome! Love it! I printed that out and I'm sure I'll be including the fact in with my copies of all my crap to the AG and the DFI. More stuff to add to it. Amazing! These people are pyscho! Okay, and I thought I was going nuts! How in the hell can these people still be in business? Totally blows me away! This information is great, just me. Thank you for posting it for me and others who are also dealing with these idiots.

I have an issue with One Click Cash as well. I took out a $300.00 loan and so far I have paid $180.00 in ILLEGAL "rollover" fees (I'm in Florida). I never received a copy of my loan documents and have asked for them repeatedly. I now have an e-mail from them that says:

Dear KELLY XXXXXXX:

THIS IS YOUR LAST CHANCE TO SETTLE YOUR ACCOUNT ONLINE

This offer is good for only 2 more day(s). Log on now to finalcollections.oneclickcash.com.


I have sent them several emails (which I know they have ignored) and I need to send them a letter via mail but I don't have a good address. What should I do? Can they do anything to me??

I have been doing the same thing with them since March...I just continue to send them emails, faxes and letters everytime I get one of these emails!

Thank you, Leah! I'm glad I'm not the only one who keeps telling these morons they're wrong and go away! However, I've never gotten an email to "settle". Just through the BBB, which I refused. Every time they try to contact me, I just send them the same thing over and over again. Haven't heard from them in awhile now. Guess it'll be any day now! LOL!

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Do NOT give these illegal thieves another red nickel!!! I am in the same boat with all the rest of you. I closed my acct & basically told all of them to take a hike. I've got a couple of illegals that I do still owe, but believe me I am NOT in any hurry to send them anything. These people have taken advantage of folks who were (& are) in a financial bind & they do not care if they are illegal or not. They are just money hungry ifiots. Stick to your guns & do NOT give in to them. If they call you, do what I did & hang up on them.