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UsFastCash email. Now who is sending form letters?

Date: Tue, 07/03/2007 - 15:12

Submitted by Sheyld
on Tue, 07/03/2007 - 15:12

Posts: 65 Credits: [Donate]

Total Replies: 42


After sending repeated emails to UsFastCash and UnitedCashLoans, advising them of EVERYTHING I had done to prevent them from continuing to harass me AND telling them I had filed a complaints with my AG, they sent me this. Are they kidding? Do they even read the emails I've sent?


Oh, I'm cracking up here! US Fast Cash! LOL! These are the idiots (yes, they are MTE but claim not to be) that told me to LEAVE THEM ALONE! LOL! I'm so into this post, it's not even funny! I emailed the hell out of them over and over. They finally sent me an email and told me they are NOT US Fast Cash (this from an email address of usfastcash)and that they were not going to respond to my emails any more. So, of course, I emailed more, and then got another response telling me to basically leave them alone! LOL! So, of course, I emailed some more. They then began to just send my emails back to me! LOL! It's a little game I like to play with them. They told me they are not going to corresponde with me any longer and that they are not US Fast Cash. Okay. Don't corresponde with me. I don't mind. And the email it was from? The one that they stated they are NOT US Fast Cash? From compliancedepartment@usfastcash.com How's that for a good one? LOL!


lrhall41

Submitted by cannr on Tue, 07/03/2007 - 22:48

( Posts: 9317 | Credits: )


Oh, shey, I played that game too! You'll quickly get emails back claiming they are NOT MTE. It's hilarious! And MTE will contact you (via email to me) that they are not affiliated with either of the 2 pdl's. They're playing that game with me right now. So keep on emailing over and over. At least once a day, more if you get bored. Soon you'll get a response from MTE saying "We're not them". And you'll more than likely get the "DO NOT EMAIL US ANYMORE" email from US Fast Cash. PLEASE let me know when you get your email from them that says they are NOT them! I need a good laugh!


lrhall41

Submitted by cannr on Wed, 07/04/2007 - 06:39

( Posts: 9317 | Credits: )


Cannr: I came across an article (I'll try to find the url) about an individual who sued a pdl company but because there is an "arbitration" clause in the contract he signed, he wasn't able to take it to court but, had to go with arbitration...even though the state agreed that the contract was ILLEGAL! Have you seen/heard anything about this?


lrhall41

Submitted by Sheyld on Thu, 07/05/2007 - 05:16

( Posts: 65 | Credits: )


Shey, NO! I haven't seen or heard. Now I'm concerned! Because one of my pdl's in Delaware has sent me a letter telling me they are ready to go to arbitration! Oh, wonderful. I wasn't concerned because internet pdl's are illegal here. However, now I'm confused! If you find the info., please post it or pm me. Wonderful..........


lrhall41

Submitted by cannr on Thu, 07/05/2007 - 05:22

( Posts: 9317 | Credits: )


same letter from them today in my email. I told them I closed the account becasue of them and they can send me a payment address and I will payback the loan plus the 10% cap on interest that my state allows. I had already sent them an email last week to let them and oneclickcash know that I had closed the account because they shared my acct info with exprescash and that co had started debiting my acct. They never responded until now with the letter above so I guess we will see what happens next, I don't mind paying them but legally and now they will never get my acct info casue i will never allow them to debit my new acct. I only wish I had found this website when I was dealing with quikpayday in 2004 they sicked ellis and crosby on me and I ended up paying them 635 for a 250 loan and did not pay my rent becasue they had me so scared they were coming to arrest me at work. I will never be that naive again.


lrhall41

Submitted by amy326204 on Thu, 07/05/2007 - 09:13

( Posts: 15 | Credits: )


Cannr: all I can say is call their bluff! If they are legit (the article I read didn't say whether that pdl was, just that the contract itself wasn't)then arbitrators have to adhere to your state's laws. If they are illegal (as 99 percent of them are,) I highly doubt they would follow through. To do so would be to risk you showing up with an attorney!!! Can you say counter suit? Keep up the faith! I got another email from UsFastCash just saying "we have forwarded your email to the proper department." LOL...


lrhall41

Submitted by Sheyld on Fri, 07/06/2007 - 05:54

( Posts: 65 | Credits: )


Okay, shey. I'm going to send my letter to the pdl in Delaware ONCE AGAIN stating that I will pay what I am legally liable for in my state of Kentucky. Like you said, if they want to come here for arbitration, then they can spend the money and I will have a lawyer sitting next to me. Hopefully, it is a bluff to scare people. But, I'll send it to them AGAIN. And another thing is that they are STILL continuing to try to debit my account! Hello! Of course, they're being rejected, but hell, I sent them the letter telling them not to, blah, blah, blah. And yet every week, I get an email stating "I missed my payment". I'll be sure and point that out to them also. And about US Fast Cash - I wonder how many emails they have "forwarded to the proper department"???? A million? Because 50,000 of them are mine! LOL! I make sure I keep every one of them showing I made attempts at contacting them and that's the only response I get. Wonder who the "proper department" is? MTE.


lrhall41

Submitted by cannr on Fri, 07/06/2007 - 10:26

( Posts: 9317 | Credits: )


mickey, what kind of help do you need? Do you have internet/store front pdl's? We're glad you found us! :D If you could give a little more information, we can probably help you here. If you wish, you can list out who you are dealing with, whether they are internet or store front, what you have borrowed (principle only) and what you have paid back so far. And, also, please post what state you reside in. We can try to help you out with more information!


lrhall41

Submitted by cannr on Wed, 09/05/2007 - 04:25

( Posts: 9317 | Credits: )


ineededmoneyiwasouofworkaheimeallkindofcharchinacco.iwaslookinonhecomandnoiceusfascashfrundiclosedmyaccopenanewacc.inoiownhemmoneysoipuinminenewacc.faxhemoellhim
waiinforawihdrawfromacc.nohinyeidonowanopaymorefor300.00denise :roll:


lrhall41

Submitted by on Sun, 09/16/2007 - 14:33

( Posts: | Credits: )


iwasouofworkneededmoney300.00oldiopayack390.00
onepay.allkindsofcredicardscomeomyhomeinmail
accallkindsmoneycomeouofaccclosedmyacc
opennewaccfaxusfascash.com
08/31/2007nomoneyouofacc
onepaymenno4paymen


lrhall41

Submitted by on Sun, 09/16/2007 - 14:44

( Posts: | Credits: )


denise, I'm getting that you got a loan with this pdl and that it was for $300. Now you're saying the payback is $390. I'm also getting that you closed your account and they've only received one payment of $90. Am I correct?


lrhall41

Submitted by cannr on Sun, 09/16/2007 - 20:36

( Posts: 9317 | Credits: )


I think denise got a $300 loan with USFastCash; however closed her account. I think they got one payment. On 8/31, she had no money taken out of her account. That's as much as I can decipher. Let's see if denise comes back to post more information.


lrhall41

Submitted by cannr on Mon, 09/17/2007 - 19:34

( Posts: 9317 | Credits: )


I have not been able to reach usfastcash. How do you pay back the full loan so they will stop deducting $90 each month?


lrhall41

Submitted by on Mon, 02/11/2008 - 08:20

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I received the email on the first page from USFastcash. Right before they sent through a demand draft check. It says on the check no signature required and "for use when electronic debit is not available." Thankfully, I did not have any money in the account for them to get but, it did overdraw my account. These people are ruthless!


lrhall41

Submitted by annie340 on Mon, 02/11/2008 - 15:59

( Posts: 96 | Credits: )


annie, they did the same thing to me. And it was MONTHS later. Make sure that you dispute the electronic check with your bank. Get that reversed off and also the bank fee reversed off. I didn't have a problem getting that done. Of course, it caused me to be overdrawn also. So go to the bank and dispute that stupid USFastCash check. These guys will stop at nothing. Have you done anything with your bank account (like gotten a new one) so that this will not happen again? If you still have the same bank account that they have the information on, they will put through another check. Never ending.


lrhall41

Submitted by on Mon, 02/11/2008 - 17:44

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Guest, I'm still working with the bank. When I went to them, at first I was told they could not close the account because it was in the negative. Then, the rep said she would close the account completely. She also said since I initially dealt with the claims section at the main branch and there were claims pending, she could not do anything about the fees (there were other pdls illegally debiting my account too).It's three weeks later and the account is still open. I spoke with claims at the main branch and they finally aggreed to help me with the fees after I kept complaining. The fact is I notified the bank before the unauthorized debits hit. They tried to block the debits but, because of how their system works (debits using some account number of the vendor), they were unable to completely block the debits. Those ruthless people kept changing the account numbers and the amount they were trying to debit. They got about $270 which the back finally agreed to seek a reversal on. I logged a complaint about the handling of this whole situation so the bank seems to be more willing to get this taken straightened out now.


lrhall41

Submitted by annie340 on Mon, 02/11/2008 - 23:53

( Posts: 96 | Credits: )


this is making me really nervous. I have PDLs out with ameriloan, USFastcash and United Cash Loans. Went to bank to put Hard HOld on acct. In same situation, can't close acct. due to Neg. balance. said when i get paid they will close acct. and open new one for me. but worried PDls will find way to get to new acct.


lrhall41

Submitted by whiterock73 on Tue, 02/12/2008 - 06:56

( Posts: 376 | Credits: )


I have paid 1100 on united payday and 940 on us fast cash. I live in NY and know that is illegal, these were for 400$ loans, should I continue to pay, they say I still owe 195$. ????


lrhall41

Submitted by on Thu, 04/17/2008 - 10:38

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bmart, pdls are prohibited in NY. You borrowed 400 from United payday and paid back 1100.00 and borrowed 400 from us fast cash and paid back 940..You have way overpaid these loans. Personally, I would not send them another red cent. IF you decide to stop payment there are several things you need to do...first, you will need to close your bank account to prevent them from getting any more of your money..you need to read this before closing your account.

http://www.debtconsolidationcare.com/paydayloan/close-account.html

If you decided this is the way you would like to go, we can help. I would suggest though that you start your own thread. It allows you to keep all your information in one place and makes it easier for us to find you and for you to find your information again.


lrhall41

Submitted by RoxyNY on Thu, 04/17/2008 - 11:38

( Posts: 4178 | Credits: )


Ok here is my issue with these people. My husband and I took out pdl's with them months ago. We both had one payment left of $90 dollars apiece with them, because of another pdl company that withdrew over $1500 unauthorized from our account we closed one account and opened another, both of us forgetting about USfastcash. So now we are 3 months later and this 000-000-0000 number calls daily and leaves automated messages. My DH actually answered the other day and its USfastcash saying we each have an outstanding amount with them over $1500 apiece!!!
They got back the original $300 from each of us and now they are trying to get more! What do I do with them??


lrhall41

Submitted by on Thu, 04/17/2008 - 11:56

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cty, you can file with the Better Business Bureau (www.bbb.org), the Federal Trade Commission (www.ftc.gov), and your state Attorney General. You can file on line with the BBB and the FTC. It depends on your state if you can file on line with your state AG. Some states you can file on line, some states you have to download the complaint form, fill it out, and mail it in. I just googled "my state" attorney general and the site came up. Look for something like "consumer protection" or something along those lines and there should be a link to file a complaint.


lrhall41

Submitted by cannr on Thu, 04/17/2008 - 20:13

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