Bad Credit

Welcome to the forums Phil! If you've registered someone will call you shortly and give very helpful information for you to make an informed decision.
Good Luck and if you have any more questions please feel free to ask them here,
Ang

Welcome to debtcc forum! You can also help yourself. First of all, put away all your credit cards. Try paying by cash or cheques until your credit card balances are paid in full. Figure out how much you owe, to whom and on what terms. Many people don????????t have a clear idea of how much in debt they really are. Gather your bills and make a list of all the debts you have. Write down the name of the creditor, your total balance, your minimum monthly payment and your interest rate. Then, start paying it off by prioritizing the debts. Pay your lowest balances first to completely remove some of your debts. Review credit card statements and credit reports for errors. Cut down on your expenses and set a realistic budget. I hope these tips will be beneficial to you.