what can be done about abusive collection agents?
Date: Tue, 07/10/2007 - 15:51
First things first...send them a cease and desist letter via cer
First things first...send them a cease and desist letter via certified mail. If that does not solve the problem, contact your Attorney General and file a complaint!
Sheesh get youself a recorder if legal and let them cut you a ch
Sheesh get youself a recorder if legal and let them cut you a check for your troubles.
Cajun's right. Let them pay YOU!!!! And document, document, docu
Cajun's right. Let them pay YOU!!!! And document, document, document as to what filth they are saying!
I agree, I would make sure each call is recorded (if it's legal
I agree, I would make sure each call is recorded (if it's legal in your state), then I would file complanits everywhere, BBB, Attorney General, and etc.
Help with collection agency harassment
I totally agree with the post's above, the recorder can be hard to find, as Radio Shack has been sold out in our area for quite some time, an answering machine should work fine and are a lot less expensive then the actual recording devices, just make sure that the answering machine that you or your son purchases does have the record a call function. As far as the Fair Debt Collection Act. fdcpa... it is somewhat hard to understand, I have a version in layman terms that I have pasted below:
Do you have their address? If you have then a cease and desist l
Do you have their address? If you have then a cease and desist letter should also work. Under the fdcpa, a collection agency is prohibited to threat, harass or abuse the consumers. But these agencies seldom follow the law; because collectors are aware that majority of the consumers are innocent and can be easily trapped. They will threaten you with legal actions, prison time and what not. But do not get scared, it is one of the scary tactics that the collectors use to squeeze money from people who do not even owe the debt. If they ignore your requests and keep on calling you, then you can seek help from the state attorney general and make a complaint to FTC.
If nothing else, if you have 2 phones and a cassette recorder, w
If nothing else, if you have 2 phones and a cassette recorder, when they call, take the second phone and put it at the mic of the cassette recorder while you are talking on the 1st phone.
Get the evidence and call a lawyer. In my experience it will ch
Get the evidence and call a lawyer. In my experience it will change the way they treat you, but it will not change the way they treat the next person they call.
