Debtconsolidationcare.com - the USA consumer forum

Need a quick resposne....

Date: Wed, 07/11/2007 - 10:29

Submitted by anonymous
on Wed, 07/11/2007 - 10:29

Posts: 202330 Credits: [Donate]

Total Replies: 5


Thank you but maybe your not aware that this loan is not covered by Tennesse it was obtained through the internet not a store front in your particular state and even so it would be under the jurisdiction of the state which the loan was obtained which is New Mexico.
Anybody out there have a good rebuttal for this e-mail I received from USA Payday? Thanks!


Do that and also point out that since you A. don't live in New Mexico and B. have never set foot in New Mexico, this lender was doing business under the laws of your state, Tennessee. I actually wouldn't be surprised if this question actually went to the Supreme Court at some point to decide.


lrhall41

Submitted by kscornell on Wed, 07/11/2007 - 10:37

( Posts: 4407 | Credits: )


Go ahead and file the complaint with your state AG. The email sounds threatening and sheer proof of the violation of the law in your state. You don't need to worry if you have already paid the principal balance, and if they are a licensed business in your state, then you are required to pay the permissible fees. I doubt them to be licensed in your state.


lrhall41

Submitted by Steg on Wed, 07/11/2007 - 13:01

( Posts: 390 | Credits: )


You are wasting my time we have nothing more to discuss do not contact me again.

John Campbell

Collection Manager

--------------------------------------------------------------------------------

No sir, I would like nothing more than to pay my bills. However, I don????????t want to pay more than what I legally owe according to the laws of my state and refuse to do so.

And you are going to file a complaint because of what you don????????t want to pay bills who does. We have not broken 1 law have not contacted you when you asked us not to not done 1 thing against the fdcpa. You do what you have to do we will do the same.


lrhall41

Submitted by Godzuki01 on Wed, 07/11/2007 - 13:05

( Posts: 94 | Credits: )