garnishment of wages

What is it exactly they want?? You will recieve a judgment ruler court date, took me about 6 - 8 months to get that court date. If you DO recieve this then make sure to bring ALL information along with you and honestly i don't see HOW a judge would allow a garnishment if payments are already being made to pay this off! Just make sure u do NOT miss any payment or are not late on any!
So hang on and wait and see if they send u a court date, if so make sure u show up with papers in hand!
Good Luck,
Ang
P.S. I would think this is just a scare tactic to get u to pay this off in full. Which is so ridiculous to me, cuz if we could pay these amounts in full why would we be behind in the first place?!?! SIGHS

Unfortunately, yes they legally can garnish you. It is unethical..unless you have skipped, shorted, or been late on a payment. Also, you wouldn't see a judge if you've already answered the summons..The writ would simply be sent o HR, who would then have 28 to begin deductions. You could file a tort with the court to prove insolvency..If you do that make sure you have check stubs and a W2. You also won't get anything in the mail..The writ will simply be sent. I would attempt to contact them and figure out exactly what they plan to do. If they were to garnish you..And oftentimes that's the cheapest and easiest route for YOU believe it or not, you would no longer be expected to follow your current payment plan.