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866-570-6085 - is this number belongs to NCA?

Date: Thu, 07/12/2007 - 08:02

Submitted by puddlejmpr
on Thu, 07/12/2007 - 08:02

Posts: 1634 Credits: [Donate]

Total Replies: 24


I have been getting calls from National Credit Adjusters, They bought 2 defaulted storefront payday loans from Check N Go. I have read they are not very easy to deal with. I have not called them back yet. They only thing that surprises me is that they did not inflate the amount due. It is still the same as what the checks were written out for. I have someone at the DFI checking them out for me.

Can you give me some info if you have delt with this company. I want to go into this one fully informed.

Thanks :)


National Credit Adjusters
327 W. 4th Street
Hutchinson, Kansas 67504
Fax: 620-664-5947
Web Address: NONE!
620-665-7708 or 800-542-1048
620-664-6192 or 800-835-9313
866-570-6085 Various phone numbers
Mark Huston Agency owner
All info taken from Bud Hibbs website. They are a junk debt buyer and he says they are horrible.I will update after I peek at some more sites.


lrhall41

Submitted by cajunbulldog on Thu, 07/12/2007 - 08:28

( Posts: 4850 | Credits: )


Info from Kansas Secretary of State corp filings:

Kansas Secretary of State
Business Entity Search

Date: 07/12/2007


Business Information
Current Entity Name Business Entity ID Number
4 SUM, INC. 2927499

Previous Names:
NATIONAL CREDIT ADJUSTERS, INC.

Current Mailing Address: Mark L Huston - P O Box 550, HUTCHINSON, KS 67504

Business Entity Type: DOM: FOR PROFIT CORPORATION

Current Status: CORPORATION IS ACTIVE AND IN GOOD STANDING

Date of Formation in Kansas: 09/20/2000

State of Organization: KS



Resident Agent and Registered Office

Resident Agent: MARK L. HUSTON

Registered Office: 327 WEST 4TH ST P.O. BOX 550 , HUTCHINSON, KS 67504


Annual Reports

The following annual report information is valid for active and delinquent status entities only.

Tax Closing Month: 12

The Last Annual Report on File: 12/2006

Next Annual Report Due: 04/15/2008

Forfeiture Date: 07/15/2008


Kansas Secretary of State
Business Entity Search

Date: 07/12/2007


Business Information
Current Entity Name Business Entity ID Number
NATIONAL CREDIT ADJUSTERS, L.L.C. 3364528

Current Mailing Address: MARK L. HUSTON - 327 W. 4TH STREET, HUTCHINSON, KS 67501

Business Entity Type: DOM: LTD LIABILITY COMPANY

Current Status: CORPORATION IS ACTIVE AND IN GOOD STANDING

Date of Formation in Kansas: 08/30/2002

State of Organization: KS



Resident Agent and Registered Office

Resident Agent: INTERNATIONAL FINANCIAL SERVICES, INC.

Registered Office: 327 W 4TH ST , HUTCHINSON, KS 67501


Annual Reports

The following annual report information is valid for active and delinquent status entities only.

Tax Closing Month: 12

The Last Annual Report on File: 12/2006

Next Annual Report Due: 04/15/2008

Forfeiture Date: 07/15/2008

Lastly confirm the licensing requirements for a collection agency in your home state.If they are not licensed sick your DFI & AG on them immediately.


lrhall41

Submitted by cajunbulldog on Thu, 07/12/2007 - 08:37

( Posts: 4850 | Credits: )


I also have been treated horribly by one person in particular. She actually made is sound like she was having an affair with y husband and would not identify herself. When I asked what the call was in reference to, she told me it was none of my business and did I always ask 100 questions when females called my home. They refuse to provide us with documentation of a so called debt.


lrhall41

Submitted by on Thu, 01/29/2009 - 06:32

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OMG I am so sorry to hear that. That is just wrong!!!

When they call you again tell them that you want written documentation from them.

Also they are supposed to send you something in writting 5 days after first contact about the debt. They know this. You have a bad rep. And the sad part is that you cannot change the rep that handles your account. I would call and ask for a supervisor and also file a complaint with your state about this. Because it is a law that they have to send you a letter telling you who they are collecting for.

I keep saying that I got lucky because my 2 debts with them are almost paid in full. My reps have been good, thank god!!!

But file those complaints, because they can be nasty to deal with!


lrhall41

Submitted by puddlejmpr on Thu, 01/29/2009 - 08:46

( Posts: 1634 | Credits: )


Yes, I have an issue with NCA, my account should have never gone to collections, I have provided documentation and they are refusing to clear my account. I have filed a complaint with the BBB and now I'm going after the company in court. specifically one supervisor/manager. They are rude and their reps are unprofessional.


lrhall41

Submitted by on Wed, 03/18/2009 - 11:34

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I JUST RECEIVED A LETTER FROM ABOUT A DEBT. FROM THE COMPANY NATIONAL CREDIT ADJUSTERS. I JUST NEED ADVISE FROM SOMEONE TO SEE IF THEY HAVE HAD ANY PROBLEMS WITH THEM. THEY ARE OFFERING ME A SUMMERTIME SETTLEMENT OFFICE. TO PAY 50% OF BALANCE WITH A ONETIME PAYMENT. PAY 65% OF THE BALANCE OVER 6 MONTHS OR PAY 75% OF BALANCE OVER A 12 MONTH PERIOD. I JUST WANT SOME IMPUT BEFORE I CALL. I AM TRYING TO PAY MY DEBTS BUT I JUST CAN'T PAY ALL OF THEM AT ONCE. :?:


lrhall41

Submitted by on Fri, 06/05/2009 - 18:02

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I got the recorded call for someone I don't know. Clearly they have the wrong number. I called the number they left on the recording, told them I didn't know the person they were calling for, and asked them to take my number off of the call list. The guy asked me for my name, I told him he didn't need my name in order to remove my number from the call list. He got rude and told me he didn't need to remove my number from the call list. What the heck does he need my name for? What a jerk. I hate having a home phone because most of the calls are from telemarketers and collectors with the wrong number. Sticking to my mobile phone and turning the ringer off of the house phone!!


lrhall41

Submitted by on Tue, 07/28/2009 - 14:14

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First, you need to know what the statute of limitations ("SOL") is in your state for written contracts (i.e. credit cards, payday loans, consumer loans, etc.). Depending on the state, it is 3 to 6 years, after which a creditor cannot sue you to collect. The clock starts ticking on the SOL when you first breach your contract (miss a payment), not when the creditor writes off the debt and sells it to a collection agency. However, in some states if you acknowledge the debt to the collection agency, and in all states if you make a payment on it to the collection agency, that starts the SOL clock all over again. As someone else wrote, make them (either the original creditor or a collection agency) provide you with documentation of the debt (it's the law). Once a creditor(s) has written off a debt, the credit bureaus are going to report that on your credit report for SEVEN (7) years, and collection agencies do NOT report to the credit bureaus that you paid that bill to them, as they are not required by law to do so, so paying a collection agency will NOT improve your ruined credit. Your original creditor has written off the debt and sold it to a collection agency for pennies on the dollar. I wouldn't pay a collection agency just because they are such bottom feeders. Some original creditors will not even accept payment on debt that has already been written off. Some collection agencies that buy really old debt that is WAY beyond the SOL will send you letters that look like junk mail. That happened to me so I tossed them without ever opening them. The letters gave me 30 days to respond after which time they said it would be assumed that the debt was mine. The collection agencies also started reporting to the credit bureaus, so it showed on my credit reports that collection agencies were after me. When I wrote them and told them that a) I had never owed the original creditor 2) had absolutely no recollection of the debt or creditor and even had gone back through 12 years of my financial records (as far back as I had dept), and that even at 12 years, the debts they were trying to collect were not mine and that the SOL had run out 6 years previous. They refused to cease their collection efforts and continued to report them to all of the credit bureaus. Two of them removed them from my credit reports but Transunion flat out refused, so I sued them and won. I didn't get any $$ out of it, but I didn't want any. The fine imposed by the court $5,000) was enough to cover the attorney and filing fees. I used the Chicago law firm of Krohn & Moss (can't post the link here but just Google them) who specialize in consumer protection laws (like cases where the creditors and collection agencies are breaking the laws in the Fair Credit Reporting Act. People who work in collections are successful only through intimidation and they would just as soon lie to you as to tell you the truth.


lrhall41

Submitted by on Thu, 08/27/2009 - 16:21

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Called me yesterday. They seemed flabbergasted when I asked for a debt validation letter. The not-so-nice lady on the phone said I had to ask for one in writing. I told her I would do it asap. :) She told me she would mark my account as refusal to pay. I told her she had no right, as I am exercising my rights under fair debt collection act. She told me I could continue with my "stall tactics". I don't expect to be getting any more calls from them. 1 down, 4 to go!


lrhall41

Submitted by Jessica Pryce on Wed, 09/23/2009 - 10:52

( Posts: 3 | Credits: )


My favorite for them now is they are hiring a local company which I believe to be a call center for either disabled or a oodwill kinnd of place. I asked the guy wha company was callng and he said well we represent 3 and he named tem off NCA being one I asked....is this the National Cheerleaders Association and he just could not or would not advise........then he sat there and said "shi*" alot.......just hug up on himbut a number they are uing or spoofing through is
405-551-8514.....I have tried to do amap search on the number cuz I would love to show up with a bunch of cheerleaders and sk for the money they are donating.....


lrhall41

Submitted by on Mon, 01/25/2010 - 13:48

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I get this call from this number and it is from my very old last name like i dont know 6 almost 7 years ago. I have remarried twice and I got this new number about 2 years ago. Do they do anything else but debt?


lrhall41

Submitted by on Mon, 02/22/2010 - 13:41

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They have been calling me for almost 9 months about some womans account ON MY CELL PHONE !!!! I called them and told them to remove my number and was a little vocal with them because they are burning up my day minutes and was told to calm down or they wouldnt do anything about it ... I ended the call by saying call me again and I will sue ..... maybe a taste of their own medicine will help stop them


lrhall41

Submitted by on Wed, 02/24/2010 - 13:39

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Rcvd a couple of voice mails from NCA in Feb 2010 for some S. Kelly. Never heard of her! I called the 6085 number and told the rep I didn't know the person. She questioned me, if I was sure I didn't know her. Yes, I'm Sure! She said she was sorry that the person they were looking for must have given my number in error. No duh!
This is actually the 2nd person (different name) that NCA has left messages on my voice mail, to collect a debt on. I suggest they perform some due diligence on the info supplied to them and please stop calling my number.
Ms. Responsible in Colorado


lrhall41

Submitted by on Mon, 03/08/2010 - 18:02

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ACS called me yesterday. The nasty lady named Janet Hall was totally unreasonalble and argumentative. SHE WAS A DOWNRIGHT BITCH TO PUT IT NICELY!!! THESE COLLECTION AGENCY'S ARE NOT SUPPOSE TO HARRASS YOU OR CURSE AT YOU. That is against the Fair Debt Collection Act. I didn't owe the debt in the first place. I made the mistake of applying on line for a signature loan from a website that sends out your information to a whole boat load of payday loan companys. When I discovered this I thought I withdrew my application and did not complete it. Every one the the companies that contacted me within 20 minutes filling out the application I told them I was not interested and made a mistake. Then next day a company DJR Group put a 300.00 deposit into my checking account without my knowledge, permission or consent or signature of any loan document. When I looked at my bank account online I called my bank and filed fraud against them. Also, contacted DJR Group and told them to take the 300.00 back and ONLY 300.00. They said I applied for the loan by filling out the application and typing my name yet they sent me an email that went to my spam file that said if I was still interested in a payday loan from them I would have to print and fill out the application and fax it with a copy of my paystub to them. I never did any of that as I did not want a payday loan. Well, DJR Group took the money back out of my account NOT ONCE BUT TWICE!!!! I then notified my bank and filed a stop payment and fraud claim against DJR. DJR payed my account back and the bank did too. WHAT A F..ING MESS!!! So, I wound up with an extra 300.00 in my account. I called DJR Group and asked for a mailing address to send back the 300.00. They said they did not ACCEPT MAILED IN PAYMENTS!!! I have NEVER heard of such a thing!!! They wanted access into my bank account to return the funds. I refused to do IT!! DJR sent my account to collections. This turned out to be ACS and NASTY BITCH JANET HALL!! I already had a 300.00 money order in my wallet waiting to send to the mailing address of the collection agency. I said I would send only 300.00 the amount that was in dispute and no more than that. THAT IS WHEN MS BITCH JANET WENT BALLISTIC!!! She told me the amount was 425.00!!! and she would call my HR department if I didn't send the full amount. Well, her threatening to call my work is also against the law. This was the first contact that I had with their company. They cannot garnish my wages without going through the court first. Oh, and don't make the mistake of calling her "Honey" she will let you know about it!!! I can't say enough of how nasty and rude this lady was. I wish I had recorded the call. I definitely would be filing a lawsuit if I had. Well, the moral of the story is to never go on the internet to apply for any signature loan unless it is from a reputable bank. And I sent the money because I did want to return the 300.00 that was put into my account and the extra 120.00 was an expensive lesson that I learned. I figured Ms. Bitch Janet Hall could use the commission!!! She sounded like she has been smoking since birth so I am sure she will eventually need to seeing a doctor...I see her as a charity case because anyone that would sink that low and treat people in the manner in which she treated me REALLY MUST BE DESPERATED AND NEEDS ALOT OF HELP!!!! Oh, and to all you out in cyberspace that read this message...please take heed to my mistake and do not do business with DJR Group aka OSL Marketing. Also, do not give out any of your information to a site that is unfamilar to you. And KNOW THE LAW for your state and the Federal Laws for fair debt collection and the phone number for your state attorney general's office. I shouldn't have had to pay any more than the 300.00. I did anyway because it is worth not getting harrassed even though this company broke the law in the way they went about it.


lrhall41

Submitted by on Thu, 05/06/2010 - 04:58

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I too have been receiving calls from them and I am not sure why because I was making payments on my loan. They told me that they had my employment information and that they would send it to my company to start garnishing my wages unless I voluntarily paid the amount owed($300). can they legally do that?


lrhall41

Submitted by on Tue, 08/24/2010 - 20:24

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620-664-5496
620-664-6192
1800-542-1048
this phone numbers are calling my house every day and night now.
I called yesterday thes numbers from my computer many times.
Nca called yesterday in the day two(2) times and in the night almost 9 pm
in the night.
My answering machine took all calls.no mensagens.
I'll call nca always from my computer and from the street either.
Nca wanted to harassed every day and night now my husband blind
and mentally ill.
I'll make the life of these bad collectors of nca a living hell.


lrhall41

Submitted by tsacgiv on Thu, 09/23/2010 - 06:31

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