I want to be able to buy house one day

Welcome tor!
Mind giving more information? What kinda bills do u have? Can u tell us a little more and i'm sure u will find lots of help here!
Good Luck,
Ang

Welcome Tor,

You've come to the right place. I had a crisis with my debt and all the knowledgeable people here helped me out. All you have to do is give them the specifics! Just tell us what you need help with!

Remember you are not alone!

Moki

Find out how much debts do you have from each creditor? Calculate the outstanding balance. Then you can put your payment proposals and pay off.

Do you have a decent job now? This will be very helpful in making the payments and carrying on with your daily expenses.