Some funny stuff....
Date: Thu, 07/19/2007 - 09:22
And you guys got some pub...
We were arguing about my loan and I was giving him everything I know about Tennesee laws and everything I've read here...we went around for a good while. Finally he says,
"look just because you read things on some internet forum doesn't mean you can get out of paying your debt...We know about those sites and they are giving false information to people."
I told him that he was representing an internet company as well and that he had changed my mind about those shady internet sites giving people false information and I'm going to stop beieving them right now, starting with you and your lying company. Then I laughed hard as he hung up.
Yeah, um, who benefits here? Do we? No . . . . Why would we be
Yeah, um, who benefits here? Do we? No . . . . Why would we be lying? We would have nothing to gain, and lawsuits from the "legitimate" businesses to look forward to if we were.
And, oh yeah, I make up all the laws I quote - they aren't real or anything. :D They aren't easily verified on any state government site. :D
Most of the pdl's are aware of this site, some of them have even come and posted before . . . . That's why you should never post personal information here.
I know Goudah, I just thought it was hilarious when he pointe
I know Goudah,
I just thought it was hilarious when he pointed it out. I think they are gettign very upset that people are educating themselves on the matter
GOOD! I hate these people with a passion. I can't beleive I go
GOOD! I hate these people with a passion. I can't beleive I got scammed like this. I had one loan with Sonic that was $500 and it was $129 every two weeks to renew. I had this loan since April of 2004 and just defaulted on it in June of 2007. You do the math...
laws
Why do I keep being surprised by pdl's? Lord. I've been accused of "getting wrong or misleading information from the internet". Ummm......stating legal law to them is "wrong and misleading information from the internet"? Okay.....News to me. And when you argue with them, they keep insisting you're getting your information from the internet. What? Who the hell says I don't have a lawyer for a husband? Whatever...........
I know it is cutting into their profits. That is hilarious! I wo
I know it is cutting into their profits. That is hilarious! I wonder how many of the newly educated people his company is dealing with. It has to be frustrating for them that they can't manipulate as many people with thier lies. Ahhhh! Makes me want to cry for them. :-)
Wow, Godzuki, you had this Sonic loan since April 2004 and just
Wow, Godzuki, you had this Sonic loan since April 2004 and just defaulted on it??!!! Were you paying refinance the whole time, or did you pay it off and then have to take out a new loan with them?! That is unbelievable. I am so sorry for what you went through, but I am so glad you found the forums now!
godz
godz, you paid Sonic for THREE YEARS? What? What's the other name they go by? Are they Cash Today? Are they Northway? Can't keep up.... But, oh my God. I don't want to do the math. Can you/have you tried to contact them regarding this? #1. They are illegal #2. You have so overpaid it's totally sad.
I had it paid off once for like a month or two but went right ba
I had it paid off once for like a month or two but went right back to get it again. So pretty much I paid $129 twice a month for 3 three years to these fools.
Dude - I don't even want to tell you that adds up to $9,288!!
Dude - I don't even want to tell you that adds up to $9,288!!
Good Lord...you need a refund! Fight for one! I just did the mat
Good Lord...you need a refund! Fight for one! I just did the math $129 x 2 payments/mth= $258 x 12 months/yr = $3096 x 3 yrs = $9288 !!!!
@@
I had one with AreoAdvance that was for just as long. $80 twice
I had one with AreoAdvance that was for just as long. $80 twice a month for a 400 loan for 3 years.
Now you can see why I am so ticked...They won't be getting jack
Now you can see why I am so ticked...They won't be getting jack from me except the same attitude back that they call me with.
Godzuki, my stomach is just turning with sickness...it's not eve
Godzuki, my stomach is just turning with sickness...it's not even my money, but my god...that is just horrendous!!! I can't get my darned smilies to work *insert angry devil face here*
That was just two of my 9...I had no idea what to do until I cam
That was just two of my 9...I had no idea what to do until I came here i was so scared not to let these people have their money...and I couldn't ever afford to pay them off completely...I was stuck. Now I'm not...and I am mad.
I figured all of you guys had your loans for a while as well. N
I figured all of you guys had your loans for a while as well. Now I feel like some sort of freak or something. :)
The sad thing is...I could of cared less about the past if they
The sad thing is...I could of cared less about the past if they would have just marked me as PIF like the others. But, Sonic, UCL, and MTE won't do it. So I'll be seeking the refund...and being as big a jerk about it as they are.
I had taken out loans in the past at the most 2 at the same time
I had taken out loans in the past at the most 2 at the same time a couple of years ago, and we paid them back in a month or two. However, I got into the big PDL mess when my fiance lost his job again last autumn and I ended up defaulted on 9 by the time I found this forum..I must have had about 13 altogether, but I had paid off some of those. I had been paying them about 6 months. I was really lucky. But no, you aren't a freak Godzuki...I've been reading a lot of posts by other members who been in the same boat as you who have been paying for years! :(
Yeah, most of us have been paying on our loans for a long time t
Yeah, most of us have been paying on our loans for a long time too before we did anything about them, but just to hear the numbers it's sickening . . . . I think the most I paid was like $2,000 for a $300 loan . . . .
But you are not a freak - You are the norm when it comes to payday loans . . . .
OMG so they have been ROLLING OVER the loans.........or do you h
OMG so they have been ROLLING OVER the loans.........or do you have to pay off and re-borrow every payday???
Well, that is how these pdls get so much money Sass, by rolling
Well, that is how these pdls get so much money Sass, by rolling over the loan...many people don't know or realize this is just a refinance fee and it doesn't go toward the principle unless you call or ask to pay extra just for the principle PLUS the refinance fee.
When I read posts like this, I am just in awe!!! I think there s
When I read posts like this, I am just in awe!!! I think there should be a new area in the forum or maybe one connected to Community Success Stories called "The Hall of Wow"...because that is all I can think of when people get out from the trap and see how much they paid...it's just astronomical compared to the original loan! :(
I am scared to figure out how much I have paid to these idiots o
I am scared to figure out how much I have paid to these idiots over the last two years. It's really INSANE and these places should be criminally prosecuted for doing this to people. And the thing that burns my bottom is that they try to make it like they are helping!!
Yeah, they're all like we hedlped give you a loan when nobody el
Yeah, they're all like we hedlped give you a loan when nobody else would...but then they want all of their freaking money in one lump sum...hello! If I had that kind of money I wouldn't have bowwored it from you, moron. You're such a help to my finances.
Well, I didn't intend to get into all of this with my thread...I
Well, I didn't intend to get into all of this with my thread...I just thought you guys would get a kick out of a collection manager mentioning these forums and hanging up on me...he has also sent me an e-mail telling me not to contact him any more...some collections manager, huh...
godz
godz - You filed with your DFI and your AG? Please also file with the FTC and the BBB. They need as many complaints as possible against these companies. You are dealing with some of the same ones I am. File your complaints with those agencies also. They do look into them.
OMG...I am reading this a little late...but I am think you shoul
OMG...I am reading this a little late...but I am think you should get a pro bono attorney and sue their pants off!! There has to be something that can be done when they take advantage at such a level for so long...I know this past April when I got sick of the whole mess and started looking for help, I tried adding up what I had paid out in the last 2 years and I had to stop...I was crying so hard it made me sick..I couldn't even buy any Christmas for my kids last year...and they had to help with dinner. This year will definitely be different!!!!!
Wow, they sent an email telling YOU not to call them anymore????
Wow, they sent an email telling YOU not to call them anymore?????? You ROCK!!!!! That's the first time I've ever heard of that happening? I would email him back and say "I guess this means I'm PIF?????"
The reason I was asking about the rollovers is because when I de
The reason I was asking about the rollovers is because when I dealt with one of Sonic's dbas, Payday Avenue, they did not roll my loan over. I had to pay the whole amount back every payday and then they would allow me to reborrow again the next day. I wasn't sure what the situation was in Godzuki's case. Believe me I learned the hard way about the rollovers and how much they end up costing.......
Sass, They didn't roll mine over. I paid them $629 every two
Sass,
They didn't roll mine over. I paid them $629 every two weeks and they'd put $500 back in the account the next day.