Stopping collectors from withdrawing from my bank account
Date: Thu, 07/19/2007 - 14:34
Tell your bank to dispute the charges with the collection compan
Tell your bank to dispute the charges with the collection company. Since you have not given the permission to debit from your account, they have to verify the charges first. Your bank may help in getting your money back.
File a dispute at your bank. The bank must then investigate the
File a dispute at your bank. The bank must then investigate the matter, according to the Electronic Funds Transfer act. If they do nothing, you can sue the bank. In the meantime, I would open an account with a different bank to stop the debits.
After this mess is straightened out,always remember rule # 1 No
After this mess is straightened out,always remember rule # 1 No one needs to have access to your bank info.If you are inclined to pay a collector use a postal money order,easy to trace and none of your info for them to pilfer.
They are not required to send you a receipt for your payment...t
They are not required to send you a receipt for your payment...the check is the receipt.
However....
Depositing a post dated without sending you written notification is a violation of fdcpa.
???? 808. Unfair practices [15 USC 1692f]
(2) The acceptance by a debt collector from any person of a check or other payment instrument postdated by more than five days unless such person is notified in writing of the debt collector's intent to deposit such check or instrument not more than ten nor less than three business days prior to such deposit.
