unauthorized inquiry

This is most probably legal since they had a rental agreement with you.It will most likely depend on the wording of the rental agreement.I would call the rental place and tell them to recode it as soft if they can.Softs don't hurt credit.

I don't think the inquiry from the car company is legit. I say this because hard inquiries are put by credit companies only when you apply for credit. File a written dispute with the rental company highlighting the inquiry and get it removed.

If it????????s a soft inquiry ( because you have an account with the company ), it must be for the purpose of reviewing your account. Usually creditors do promotional inquiries that are stated as soft inquiries.

Well I will NEVER rent from Dollar rental or any of its subsidiaries again. I didn't need a car that bad

They claim they can't differentiate between a soft or hard inquiry and they told me to talk to equifax

Not every inquiry that appears on your report affects your score. Only hard inquiries can drop your credit score by many points. A hard inquiry is the inquiry that you make when you apply for a credit card or inquire about any type of a loan or store credit, or may be a collection agency review. Too many of such credit inquiries really count against your score. However, credit report requests made by you, credit inquiries made by potential employers, creditors with whom you have already a credit with, or the businesses that want to offer you their services. This type of an inquiry is called a soft inquiry and should never have a negative impact. If a soft inquiry is listed in your report as hard inquiry then you should resolve the error immediately.

It is clearly listed with the hard inquiries such as when I applied for my credit cards. I get a TON of soft inquires a month and they're listed in a completely different area. I reviewed everything I signed and found no mention of a credit check. If they were going to do this legally shouldn't I have been notified. I contacted customer service and they wrote me some letter quoting that they are allowed to check for reasonable business purposes (FCRA sec 1681b) but can they do that w/o permission?? They don't seem to be able to differentiate between hard and soft inquiries either.

I would send them a letter certified return receipt mail asking them to forward you a copy of the authorization you signed giving them permission to pull your credit.This letter should be sent to someone high up the chain of command.

It probably was legal. Even when you go to the store, for a appliance or something else. and write a check, they realistically could pull your credit to see that your acc is in good standing.

THIS HAPPEN TO ME IN THE LAST MONTH, WEND I CALL HERTZ SAID IF I USED AT DEBIT CARD THIS INQUIRY IS CORRECT, BUT NOBODY LET ME NOT OF RUNNING MY CREDIT IN THIS MOMENT, OF IS I USED AT MAYOR CREDIT CARD THAT DONT HAPPEND.
THIS IS AT RIPOFF FROM HERTZ.
SORRY MY ENGLISH.

this happened to me when I used a debit card to reserve and pay for a rental ... they did not tell me in advance, but when I asked about it, they referred me to a spot on the contract that I signed that disclosed that they could order my credit. You can chose to either not rent from that company again, or use a credit card rather than a debit card to reserve and pay.

Which bureau did they pull? If it was Equifax, you can dispute that inquiry as unauthorized on Equifax website. They will delete it.

It was equifax for me, and they did delete it immediately