Debtconsolidationcare.com - the USA consumer forum

National Business Fact reporting in my Credit report

Date: Wed, 07/25/2007 - 11:13

Submitted by anonymous
on Wed, 07/25/2007 - 11:13

Posts: 202330 Credits: [Donate]

Total Replies: 6


On my credit report from Experian one of the collector is National Business Fact and I have no idea who they are, could someone tell me who it might be. Thanks.


I don't find any information on this company. By chance, do you know where are they located? You should find the contact information of the CA at the end of your credit report. Then you can contact them and ask for the debt to be validated, in case they are doing a legit reporting. If they don't verify the item, you need to dispute the item with the CRA and get it removed from your file.


lrhall41

Submitted by Steg on Wed, 07/25/2007 - 12:53

( Posts: 390 | Credits: )


Hi Talin

One of the biggest problems that the consumers face is the debt collectors placing information in credit reports that is false. Under the FCRA consumers can dispute the validity, accuracy, and timeliness of any negative item listed on their report. The law mandates the CRAs to respond to any dispute letter within a 30-day period, providing enough evidences to support their claim. If the CRA finds the information o be inaccurate, then it must be removed. You should dispute this with the National Business Fact too. Since you don????????t have their contact address, dispute it with the CRA. And do that immediately

Good luck
Nelly


lrhall41

Submitted by Good Nelly on Thu, 07/26/2007 - 05:28

( Posts: 2846 | Credits: )


how i can clear my report that because the collector company has false information . idid talk to them but they are not listining to me . can you provide me info how can i clear my credit report. thank you very much


lrhall41

Submitted by on Sun, 03/29/2009 - 12:22

( Posts: | Credits: )


please you may the only one who can help me for the phone and address of the "national business fact". im appreciative of you for helping
email address removed, against the TOS.

Quote:

Originally Posted by good.nelly
Hi Talin



One of the biggest problems that the consumers face is the debt collectors placing information in credit reports that is false. Under the FCRA consumers can dispute the validity, accuracy, and timeliness of any negative item listed on their report. The law mandates the CRAs to respond to any dispute letter within a 30-day period, providing enough evidences to support their claim. If the CRA finds the information o be inaccurate, then it must be removed. You should dispute this with the National Business Fact too. Since you don????????t have their contact address, dispute it with the CRA. And do that immediately
Good luck
Nelly


lrhall41

Submitted by on Fri, 06/04/2010 - 09:34

( Posts: | Credits: )


Dispute the account with the credit reporting agencies (CRA). If they come back with a letter saying the creditor confirmed the account, send a second letter asking for the details of their investigation and the contact information of the creditor. The CRA should respond by giving you the information.


lrhall41

Submitted by Joe Smith on Sat, 06/05/2010 - 18:59

( Posts: 93 | Credits: )