Debtconsolidationcare.com - the USA consumer forum

Forums
  • Latest topic

Debtors excuse

Date: Fri, 07/27/2007 - 10:03

Submitted by anonymous
on Fri, 07/27/2007 - 10:03

Posts: 202330 Credits: [Donate]

Total Replies: 64


“I pay $1800 in rent, so I can only afford to pay you
$20 per month for the next 20 months.”

“I ran out of checks, so I can’t pay you.”

“Those can’t be my checks. I have never written
a bad check in my life.”

“I was on my way to pay when my car broke, so I used
the money to fix it. I can send $20.”

“I have to pay for my kid’s braces.”

“I was abused when I was a child. I’m still in therapy,
so I can’t afford to pay you back.”

“I can’t pay you until after I pay for my ski
trip next month.”

“…yes, this is John, who is this?” (after finding out who it was)“…oh, I mean, this is John’s brother Jerry. Didn’t you hear? John died.”

“My husband is an alcoholic and spends all of
our money on booze.”

“I have Attention Deficit Disorder, and I forgot
I owed you $1700 and spent all the money yesterday.”

“The horse I picked in the 5th broke his leg
in the backstretch.”

“I am in the final stages of terminal cancer.
Call back in 6 months.”

“My paychecks are being garnished for back
child support. Go talk to my ex-wife.”

“I’m a single parent. I have six children and work at KFC. I can get you some gift certificates for some chicken buckets, that’s about it.”

“I don’t get paid until the first or the 3rd.”

(SSI & SSA Paydates)



“I was fittin ta send that, but ah broke my ankle on the way ta pay and ah shore nuff had ta go ta
the doctah and spent all mah money.”

“You can’t call this a bad check; you have to prove
intent, and I didn’t intend for it to go bad.”



(Regarding a Post-Dated Check Loan)

“I know the law, and Section 132 of the Post-Mortemized Biopsy Statute says clearly that your telephone contract with said client’s place of employment is outside the boundments of processional collection behavior, and therefore is in violation of the Fair Debit and Certified Public Countenance Act of the First Amendment of the Constitution.”
(We think that she was thinking of the fdcpa—Fair Debt Collection Practices Act)

“I have AIDS, it can’t get any worse for me.
Do what ya gotta do.”

“I was not authorized to set up that website. I can’t be held responsible because I weigh over 500 pounds, am on disability, and have no other income. Enclosed is a picture of me, maybe that will convince you that I am telling the truth.”

“No, I only have ever had the checking account I have right now. I know full well that it is against the law to have more than one checking account in your lifetime. I never wrote that check.”

“I found out that my wife was leaving me for another woman. I fell into a deep depression, I drank and used drugs, I lost my house, my car, and my job, so I can’t pay.” (We believe that this debtor may currently be writing country music lyrics)

“I was on my way to pay when my boss and I got
jumped and mugged by three gay men for not being gay.” (We have a copy of the police report to verify this)


1. "I'm a collector because I have no one in real life to talk to, so I pass on my own insecurities to consumers via the telephone, because if I harassed people face to face, I would have been put in the hospital numerous times for being pummeled."

2. "I'm a collector because when I was a kid, I hurt furry, little animals via the **** passage, and as an adult I can only find the berating of consumers to almost bring me back to those satisfying times."

3. "I'm a collector because I am a glutton for punishment. I want to call and harass Anthony Lemons, because he and his family members have a knack for locating the exact cubicle where I call from, and place a memorable visit upon me. They then make a verbal agreement with me, and I go along with it, because is a collector's wage truly worth breaking an agreement of this magnitude?"

Some of you collectors can verify the last reason. wink wink.

[color=Red]****Adult term removed - Jason[/color]


lrhall41

Submitted by Anthony Lemons on Sun, 07/29/2007 - 16:52

( Posts: 1828 | Credits: )


I might owe some old credit cards and I might not. The colletion agency never proved the debts as mine. They were a total of 42,000. If these debts are proved mine, I will wait until a judgement is ordered, so the colletion company pays big bucks in court to win. Then, I shall file BK7 and the collection company will be out lots of money.


lrhall41

Submitted by on Mon, 07/30/2007 - 01:34

( Posts: | Credits: )


"yea id like to see some1 come to my work and try that shyt i would call the cops fast than you can point you finger good luck supporting your family in jail, the emotional destress might i add would buy me a nice new car tho"

No one goes to jail for having a sit down. The cops only come if a crime has been committed, not for having a 'business' meeting. Please learn the laws before spouting useless nonsense.


lrhall41

Submitted by Anthony Lemons on Mon, 07/30/2007 - 14:07

( Posts: 1828 | Credits: )


I had to use a "debtor excuse" today. FMS called to arrange my monthly payment and I didn't have the money on hand. I had to put our 17-year-old cat to sleep on Sunday and the costs for the vet wiped me out for the week. The man was very sweet though and said he understood and we made the payment arrangement for a week later.


lrhall41

Submitted by waterbug811 on Tue, 07/31/2007 - 11:08

( Posts: 136 | Credits: )